Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19398 reviews)

View other Monzo products

4.93

Based on 19,398 reviews, last reviewed 21st Apr 2026

70467% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Brilliant bank account Brilliant bank account, the features like 'Pots' help me manage my finances effectively Reviewed on: 21st April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19398)

Best Current Account!

Monzo is by far my favourite current account! I appreciate the way they have utilised technology to help account holders to manage their finances more efficiently. Monzo pots have enabled me to successfully save towards major life goals. The ability to easily split bills and receipts and request payments, from other Monzo users makes things easier. I also like tracking spending across different categories. Reviewed on: 18th February 2024

It keeps my account safe and protected

It keeps my account safe and protected Reviewed on: 18th February 2024

I've only been a client of Monzo for a few months.

I've only been a client of Monzo for a few months. In that few months I've had a better handle of my finances. I'm really impressed with the pots features. Since using the pots feature to look after my Direct Debits I'm not constantly working out how much money I've got left etc. Reviewed on: 18th February 2024

The app is user friendly.

The app is user friendly. This helped me to be on track with my finances. Also the customer service is outstanding. Getting paid early never disappoints as well. Reviewed on: 18th February 2024

I'm glad I switched

Account switch was really easy, when a DD didn't change over and I was charged monzo helped and refunded me straight away. The app is so easy to use simple but smart. The pots are really helpful also with budgeting and the insights are eye opening. Reviewed on: 18th February 2024

Excellent customer service

I've had a couple of issues recently and all has been resolved efficiently and quickly. Thank you so much. The customer service has been excellent Reviewed on: 18th February 2024

monzo it is easy to acc...

I am very happy that i chose monzo it is easy to access and the different money pots are brilliant. I am getting my finances sorted out thanks to monza. Reviewed on: 18th February 2024

I do still rate Monzo, but app updates made it confusin

I used to love everything about monzo; the option for a bills pot, multiple savings pots, integration with a savings account, and the app as a whole. I highly recommended them to everyone! In the last year or so however the updates to the app seem to have made it move confusing and convoluted, especially with a individual current account and a joint current account. Reviewed on: 18th February 2024

Happy all ways monzo is the best

Happy all ways monzo is the best Reviewed on: 18th February 2024

Best Online Bank

User friendly and detailed information Reviewed on: 17th February 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Account
from Smile Bank 4.07 from 111 reviews
Smart current account (discontinued)
from Fidor Bank (inactive company) 1.92 from 13 reviews
Classic Plus Account
from TSB 3.87 from 179 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3171 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub