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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

0 complaints

Have absolutely zero complaints. Very happy Reviewed on: 21st February 2024

Perfect, no issues at all.

Perfect, no issues at all. I really like to do banking with monzo Reviewed on: 20th February 2024

Best I’ve banked with.

Best I’ve banked with. Thank you Reviewed on: 20th February 2024

Absolutely love Monzo

I highly recommend Monzo to absolutely everyone. I was hesitant when I joined years ago because it was fairly new and i had been with my bank for years! But now I’m just annoyed that I didn’t start banking with Monzo sooner. You get so much with Monzo. Everything is seamless and feels secure. You need systems that make life easier and Monzo is defo one! Reviewed on: 20th February 2024

I like the flexibility this account offers.

I like the flexibility this account offers.in the same time I like that is well organized as to type of expenses which is automatically categorized for me. Reviewed on: 20th February 2024

Everyday Bank

Monzo is easy to use, has a lot of savings options and started with cashbacks that were a great addition. Reviewed on: 20th February 2024

I am happy with my bank.

I am happy with my bank. If I have any questions or need any help, I get it quickly. I also opened business ness account with Monzo. Reviewed on: 20th February 2024

Modern, intuitive yet human.

Modern, intuitive yet human. Mixes sense of humour with tech efficiency. Love the brand and its attitude. Reviewed on: 20th February 2024

Excellent service.

Excellent service. The pots allow me to manage my money very easily, the trends feature gives me excellent insights into my spending, and the ability to use a QR code or link to send and receive payments is helpful when dealing with friends. Reviewed on: 20th February 2024

Everything in one card

I used Monzo card mostly in public transport and I started using the same for shopping. I feel it’s secure and can use with any payment. Thanks for that. Reviewed on: 20th February 2024

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