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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19398 reviews)

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4.93

Based on 19,398 reviews, last reviewed 21st Apr 2026

70467% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Brilliant bank account Brilliant bank account, the features like 'Pots' help me manage my finances effectively Reviewed on: 21st April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19398)

Excellent

Excellent service. Impressed by the service Reviewed on: 17th February 2024

Monzo have good service in terms of money ,customer...

Monzo have good service in terms of money ,customer service, and it keeps customer money safe Reviewed on: 17th February 2024

It’s very user friendly

It’s very user friendly and great team the app is easy and great to you use Reviewed on: 17th February 2024

Excellent to bank with

Excellent to bank with 100% recommend Reviewed on: 17th February 2024

High quality and innovative

Consistent, reliable high quality service from these guys. Innovative thinking at all times too. Superb attitude and friendly approach to everything. I'd even say they're fun to work with as a banking provider Reviewed on: 17th February 2024

Great customer service

Great customer service, quick response time Reviewed on: 16th February 2024

The Monzo app is great and easy to use.

The Monzo app is great and easy to use. CS in app is great. Love the instant transactions and I like that I can send a payment request to someone to pay via card... no more "I dont have my banking app details".. Reviewed on: 16th February 2024

Easy and simple

It's really easy to use. I am very satisfied banking with Monzo. Send money back home is so easy and fast with Monzo app Reviewed on: 16th February 2024

Monzo is a game changing bank!

Monzo is a game changing bank! Their mobile banking app is great to use and it looks very appealing. A plus point of the bank is their customer service is great. I found the live chat feature useful. Reviewed on: 16th February 2024

I Love Monzo!

Monzo is easy to use, has great features for managing your money and makes saving and investing easy and understandable. The pots feature is incredibly useful and has helped us save towards our first house by rounding up transactions into a savings pot with everyday spending. It’s easy to split and request payment for purchases with friends and it helps that I can see all my accounts in one, user-friendly app. Reviewed on: 16th February 2024

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