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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Always happy to help and support you

Always happy to help and support you Reviewed on: 24th February 2024

I absolutely love my Monzo card and tell everyone to...

I absolutely love my Monzo card and tell everyone to get one. It’s great for home and abroad. I love that it tells you what you’ve spent in the local currency and in £s after each transaction in a different country. The savings pots are brilliant I have a holiday and a Christmas one running so I keep the money separate. I’ve never been good at saving until I had Monzo Reviewed on: 23rd February 2024

Is it gud bank online application I enjoy it...

Is it gud bank online application I enjoy it Reviewed on: 23rd February 2024

Quick and easy to set up an account.

Quick and easy to set up an account. Helpful customer service team and great saving options on the app. Reviewed on: 23rd February 2024

Monzo has so many features in the free current a/c.

Monzo has so many features in the free current a/c. Get paid early is my favourite. Love the saving options and investment. Cashback has just started and not many options yet but I’m sure this will improve. Reviewed on: 23rd February 2024

I like mono more than other banks

Monzo so much better and safer because my best account Monzo so much better and safer because you can apply at any time my best account is monzoi I trust monzo more than other banks Reviewed on: 23rd February 2024

App is amazing, so easy to use and features are real...

App is amazing, so easy to use and features are really handy. Everything you could want from a bank. They have a solution for every issue Reviewed on: 22nd February 2024

I'm always in control

Instant notifications means I'm always in control of my money. Fabulous Reviewed on: 22nd February 2024

Never had any issues and a really accessible service

Never had any issues and a really accessible service Reviewed on: 22nd February 2024

Great service, easy ti use and the app it's...

Great service, easy ti use and the app it's perfect Reviewed on: 22nd February 2024

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