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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17288 reviews)

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4.92

Based on 17,288 reviews, last reviewed 26th Jan 2026

2900% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Helps with understanding savings and investments. Helps with understanding savings and investments. Reviewed on: 26th January 2026

Latest lowest rating:

1

Very bad service full stop . Very bad service full stop . To the point that relying on high street lenders have more features and service that people with disabilities should cons... Read more Reviewed on: 23rd January 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (17288)

Review of the Monzo, Current Account:

I used Monzo after friends said it was useful for s...

I used Monzo after friends said it was useful for sending money and splitting. Ills easily. I had revolut, so I hesitantly downloaded the app. It was so easy to start using, and I love the friendly feel. The team clearly focuses on UX because the tools and app are very good. Reviewed on: 21st April 2025

Best app!

Best app! Early payments. And the saving challenge is brill. Reviewed on: 22nd January 2026

excellent

The application is very good and has a very good cashback at all times. Reviewed on: 22nd January 2026

Customer service is excellent and the best bank serv...

Customer service is excellent and the best bank service I have had Reviewed on: 22nd January 2026

I am very impressed with Monzo.

I am very impressed with Monzo bank as it is very easy to save up and create sinking funds, it has great interest rates and you can also open an ISA with the. It is a great bank. Reviewed on: 22nd January 2026

Fast and easy to understand app.

Fast and easy to understand app. Regular and clear updates to products and services Reviewed on: 22nd January 2026

Monzo is a very slick app, you can have pots, check...

Monzo is a very slick app, you can have pots, check your mortgage and explore what over payments would do, track and trace pensions and investment at whatever risk level you feel comfortable with, you also have the opportunity to get a double payday!! I love Monzo it’s, realtime banking, if a payment is gone or due it tells you, clear honest banking. Reviewed on: 22nd January 2026

Monzo best bank

Good to help you save and easy to use. App is very user friendly Reviewed on: 22nd January 2026

Like how you can split bills, or request money.

Like how you can split bills, or request money. handy for when on holiday or big groups. Reviewed on: 22nd January 2026

Easy Banking

I was a bit worried using Monzo at first, How wrong was I. Exceptional bank, Exceptional customer service and to top it off no foreign transaction charges. Absolutely brilliant 10/10 Reviewed on: 22nd January 2026

Great all rounder

I can’t fault Monzo at all. It’s my favourite bank. I use it as a hub for all my banking and I love all the constant new features and clean design. I love how it helps to manage my money as well and the Perks tier is great value for money Reviewed on: 22nd January 2026

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