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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18192 reviews)

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4.93

Based on 18,192 reviews, last reviewed 28th Feb 2026

47600% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is a reliable bank,I enjoy using it Monzo is a reliable bank,I enjoy using it Reviewed on: 28th February 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18192)

Review of the Monzo, Current account:

Showing the big guys how it should be done

It is so much easier to keep track of spending. Great for joint accounts too. Reviewed on: 10th March 2021

Best bank I’ve been with

Monzo has honestly been the best bank I have ever been with. They give me so much more features and extras for such a small monthly cost Reviewed on: 23rd February 2026

I have had a brilliant experience from Monzo.

I have had a brilliant experience from Monzo. Been a new customer for just under a year and their stylish, yet practical way of providing online banking and service has helped me enormously. Monzo deserves credit for the work they have done in revolutionary banking - my other, traditional banks are not as modern, practical or user led whereas Monzo demonstrates the understand and empathise with the customers and their experiences Reviewed on: 23rd February 2026

I've been with monzo since 2022.

I've been with monzo since 2022. It's been a great internet banking experience! One of the best banks out there just always updating what they can do. I love the save a penny a day part as well. Don't even notice it going out of my bank and last year I saved £650 this year I'm going for £1000 Reviewed on: 23rd February 2026

Friendliest Bank Service

Monzo are very responsive when there is a need to be in contact with them. I have never needed to complain about them. When I have needed to update information Monzo are very friendly and helpful. Reviewed on: 23rd February 2026

Very Helpful and great value

Very Helpful and understanding. Easy to use the app. Great value Reviewed on: 23rd February 2026

great easy to use app with lots of features.

great easy to use app with lots of features. Reviewed on: 23rd February 2026

Loved Monzo, started using got use on holidays and v...

Loved Monzo, started using got use on holidays and very quickly moved to all my baking needs Reviewed on: 23rd February 2026

The monzo perks are very affordable it gives a great...

The monzo perks are very affordable it gives a great value for my money from the cinema tickets to railcards to greggs treats every penny will be worth it by the end of the day Reviewed on: 23rd February 2026

Extremely good for budgeting.

Extremely good for budgeting. The Max perks are phenomenal. Reviewed on: 23rd February 2026

Never had a bad experience with Monzo.

Never had a bad experience with Monzo. App is easy to use and user friendly. The current account meets all my needs and then some. Reviewed on: 23rd February 2026

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