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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18214 reviews)

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4.93

Based on 18,214 reviews, last reviewed 4th Mar 2026

48700% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Very reliable bank I have been with Monzo for 5 years and it’s very reliable. Has great perks on max - with car break down. I have save the most for a while with the 1p ... Read more Reviewed on: 4th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18214)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

The best account I’ve had.

This is the best everyday account I’ve had. I started using Monzo at the end of last year and wish I’d swapped sooner. So easy to use and actually gets my money working for me as much as I work for it. Reviewed on: 9th February 2026

Since having a Monzo current account, banking has be...

Since having a Monzo current account, banking has become so much easier, with amazing cash back offers to getting paid earlier I would recommend this bank to anyone Reviewed on: 9th February 2026

Best bank account , great help in finance .

Best bank account , great help in finance . Most of the functions are automatically done with a click of a button , like saving and spending . Reviewed on: 9th February 2026

Best bank so far

Never had any issues with monzo, I’m loving it, and everyone else is loving it: Reviewed on: 9th February 2026

Getting paid earlier GREAT!

Love the layout and the side pots amongst the other saving options and the little details on the app, so fast to receive a new card also in the post of lose the card and like the little cash sound on the app haha. But the great feature I find is being able to get paid a day earlier at 4pm such a great thing! Live this bank and I have also got my son who is 11 a card on my app in his name :) Reviewed on: 9th February 2026

Monzo allows me to control my finances.

Monzo allows me to control my finances, all from the app. At 61 I have never had such a great experience. Reviewed on: 9th February 2026

Best bank I’ve had the pleasure to be part of.

Best bank I’ve had the pleasure to be part of. Great service since the start. Easy app and lots of perks. Reviewed on: 9th February 2026

Have had Monzo perks over a year loving it

Have had Monzo perks over a year loving it Reviewed on: 9th February 2026

The best bank ever

Love Monzo recommend to family and friends Reviewed on: 9th February 2026

Monzo has helped me better my spending habits.

Monzo has helped me better my spending habits. Allows me to save for different things at the same time, lets me do the 1p challenge and last year despite having a wedding to pay for I saved £700 and got my self a new Mac book with £1000 saved towards it! re wind 2 years I didn’t save a penny that year! Reviewed on: 9th February 2026

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