Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18214 reviews)

View other Monzo products

4.93

Based on 18,214 reviews, last reviewed 4th Mar 2026

48700% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Very reliable bank I have been with Monzo for 5 years and it’s very reliable. Has great perks on max - with car break down. I have save the most for a while with the 1p ... Read more Reviewed on: 4th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18214)

Review of the Monzo, Current account:

Im very happy with my bank account as i got a lot of opportunities and the colors of the cards are looking very well

Im very happy with my bank account as i got a lot opportunities Reviewed on: 3rd March 2022

Best bank in UK

Loving it. Easy to use, quick customer service. And great value for money. Reviewed on: 9th February 2026

Everything Monzo does is perfect.

Everything Monzo does is perfect. They have a modern banking app, I can see what payments I have due to come out, I can get paid a working day early if I want and they have been great at getting my money back when I needed help. Their social media posts are always on point too! Reviewed on: 9th February 2026

Amazing bank easy to use good customer service

Amazing bank easy to use good customer service Reviewed on: 9th February 2026

The pots!

Honestly the pots are the biggest win for me, and the fact I can do saving pots just love love!, I love how I can see my credit score in app, and I love the Monzo plus benefits Reviewed on: 9th February 2026

Excellent customer service and the app is amazeballs!

Excellent customer service and the app is amazeballs! Reviewed on: 9th February 2026

Best bank ever

I have a max account and the fee is very reasonable. Love the pots to manage my money. Love the ease of using this Reviewed on: 9th February 2026

Monzo is the best bank I've ever had

Monzo is the best bank I've ever had Reviewed on: 9th February 2026

No issues with any queries.

No issues with any queries. Sorted immediately. A wonderful banking experience. Reviewed on: 9th February 2026

One of the finest and easiest bankng ever i have exp...

One of the finest and easiest bankng ever i have experienced with monzo, have started with monzo premium account, had very excellent experience from banking services so have open current account as well. Highly recommended to uk people to use monzo bank and take advantage of premium banking at finger tap. Thank you Monzo Reviewed on: 9th February 2026

Super & easy

Monzo is excellent, so easy to use Reviewed on: 9th February 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Graduate Account
from NatWest 4.34 from 62 reviews
Bank account
from HSBC 3.72 from 1350 reviews
Personal account
from Revolut 4.93 from 89131 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Savings
from Monzo 4.97 from 226 reviews
Flex Purchase credit card
from Monzo 4.97 from 3041 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub