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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19401 reviews)

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4.93

Based on 19,401 reviews, last reviewed 26th Apr 2026

3398% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great account. A great account. Does everything I want Reviewed on: 26th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19401)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Just an all round great bank.

Just an all round great bank. They have the best banking app everything right there at the touch of a button. Would never use another bank after using Monzo. They are second to none !! Reviewed on: 2nd February 2024

I like how you make me aware of the total amount spe...

I like how you make me aware of the total amount spent within the day and the month as it helps me manage my finances and expenses Reviewed on: 2nd February 2024

Banking made slick, quick and fun!

Banking made slick, quick and fun! Reviewed on: 2nd February 2024

Im really satisfy with monzo service.

Im really satisfy with monzo service. There are many facilities and promotions. And transfer is very rapide Reviewed on: 2nd February 2024

Modern banking done right

I switched to monzo last year and it has just been amazing ever since. The customer service is quick and efficient. I needed to change my name after getting married and all I had to do was take a photo of my marriage certificate, whereas with my former bank I would have to send a letter or visit an actual bank (which is nearly impossible with their working hours). Monzo is the epitome of modern banking. I love the benefits with their premium service, including travel insurance which got me out of a real pickle when Eurostar cancelled my train last minute. Reviewed on: 2nd February 2024

Easy to use

Easy to use no hassle just simple and straight forward Reviewed on: 2nd February 2024

Monzo review

Very good for now and I can recommend it to anyone Reviewed on: 2nd February 2024

I love Monzo because it’s very easy to use

I love Monzo because it’s very easy to use Reviewed on: 2nd February 2024

It’s an all round good bank.

It’s an all round good bank. Quick and easy to use and security is brilliant. Reviewed on: 2nd February 2024

Monzo is brilliant

I've been with monzo nearly a year now and not had 1 problem and are really easy to understand Reviewed on: 2nd February 2024

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