Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19401 reviews)

View other Monzo products

4.93

Based on 19,401 reviews, last reviewed 26th Apr 2026

3398% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great account. A great account. Does everything I want Reviewed on: 26th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19401)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Best banking experience I've ever had

Monzo are a great bank to be with- setting up savings accounts is hassle free, multiple options for flexing purchases depending on your financial situation and great spend prediction which makes budgeting so easy. I've recently bought my first home, and if it weren't for monzo's pots system and ease of tracking it would have been far more difficult to easily understand our current outgoings. I also have a joint account with my partner, which was so easy to set up and has been great for keeping track of our joint spend - I also really love the categories you can give to payments such as self care or bills. They have also taken on board feedback about flex instalments, and have made banking far easier for me as an individual. I also had surgery this year and received a grant for a medical loan, however, knowing that monzo would approve me almost straight away for my needed amount was such a weight off my shoulders as it meant I could go ahead with the surgey without financial worry - I won't be moving away from monzo any time soon! Reviewed on: 2nd February 2024

Great banking features and customer service

Great banking features and customer service Reviewed on: 2nd February 2024

Amazing bank

I'm using monzo the last 3 years and I'm completely satisfied, no issues at all, plus payday is earlier. Reviewed on: 1st February 2024

Excellent service by Monzo.

Excellent service by Monzo. The best around Reviewed on: 1st February 2024

Excellent service since opening an account with Monzo

Excellent service since opening an account with Monzo Reviewed on: 1st February 2024

I had a very respectful experience to share, I reall...

I had a very respectful experience to share, I really proud to be a customer of monzo, I never seen this fast to recover a dispute and monzo is really good in handling their people Reviewed on: 1st February 2024

Fast and easy to create an account qs well as amazin...

Fast and easy to create an account qs well as amazing customer support and also has an easy to use gui. Reviewed on: 1st February 2024

Easy to use much easier to get the hang of...

Easy to use much easier to get the hang of it Reviewed on: 1st February 2024

I love Monzo bank

I love this bank best bank account I have had love the savings and investments Reviewed on: 1st February 2024

Great bank of the future

Great bank with fantastic ideas access to funds great idea Reviewed on: 1st February 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Account
from permanent tsb 0.00 from 0 reviews
Current Account
from Clydesdale Bank 3.61 from 61 reviews
Current account
from Weatherbys Private Bank 0.00 from 0 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3171 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub