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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

I love Monzo

I love Monzo - very supportive and innovative Reviewed on: 23rd January 2024

Never had a problem with Monzo would recommend to an...

Never had a problem with Monzo would recommend to anyone Reviewed on: 23rd January 2024

No negative feelings since I subscribed

No negative feelings since I subscribed Reviewed on: 23rd January 2024

Best bank in the world.

Best bank in the world. Best customer service Reviewed on: 23rd January 2024

I'll never go back to a conventional bank!

Such a helpful and efficient team, a great intuitive app, new features being developed all the time. Reviewed on: 23rd January 2024

It’s just miles better than any other major bank lik...

It’s just miles better than any other major bank like Lloyds or Barclays or RBS which I banked with before. Monzo feels ahead of its times where rest is playing catch up Reviewed on: 23rd January 2024

Easy to use and very handy.

Easy to use and very handy. Useful to keep an eye on the money movements. Early notification of the money in and out from the account keeping us updated about financial balances. Reviewed on: 23rd January 2024

Great for tracking and travelling

Monzo makes it easy to have a good insight to your financial situation and monitor where your money is being spent. I also used this bank the whole time whilst travelling Asia and had no complications which was fantastic. Reviewed on: 23rd January 2024

Easy to use, great offers

Easy to use, great offers, always looking to improve and an amazing customer experience, really glad I chose Monzo. Reviewed on: 23rd January 2024

When you travel to Europe, Monzo is answer.

When I traveled to Europe last year, Monzo was the best travel partner. The commission was small or no compared to other banks, so I went around without worrying about exchanging money or any cash problem. And it's a great app for users, just as it always improves the inconvenience with each update and always makes sure if you have need anything! Monzo has taken away the perception that banks are uncomfortable and demanding. Highly recommend it. Reviewed on: 23rd January 2024

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