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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18367 reviews)

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4.93

Based on 18,366 reviews, last reviewed 6th Mar 2026

56250% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Ive had a positive experience Ive had a positive experience, ive enjoyed the metal card, how they listen and put in childrens bank accounts, i get my salary a day early via bacs, i... Read more Reviewed on: 6th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18367)

Review of the Monzo, Current account:

Showing the big guys how it should be done

It is so much easier to keep track of spending. Great for joint accounts too. Reviewed on: 10th March 2021

I absolutely love my Monzo account

I absolutely love my Monzo account; it is easily my most-utilised app alongside YouTube. The feature set is far superior to any traditional bank I’ve used previously. I’m currently a heavy user of the entire ecosystem, specifically Max and Flex, and I fully utilise all 20 Pots to manage my finances. It’s a seamless experience that makes personal finance management actually enjoyable. Reviewed on: 9th February 2026

Great service and very impressed with perks and cash...

Great service and very impressed with perks and cash back facilities Reviewed on: 9th February 2026

Best bank out there nothing is too much trouble when...

Best bank out there nothing is too much trouble when you need help. Reviewed on: 9th February 2026

Easy to use app and great account products

Easy to use app and great account products Reviewed on: 9th February 2026

Monzo is great

Never had any problems worth Monzo, great modern app better than any of the other banks I’ve been with & always been helpful when needed. Reviewed on: 9th February 2026

Love the app great for saving and budgeting with lot...

Love the app great for saving and budgeting with lots of cool freebies and cash back offers Reviewed on: 9th February 2026

Best Bank

Since I have been with Monzo, my credit rating has gone up, their app makes it easy to budget and pay bills. Also love the perks, and saving challenge. Would highly recommend Reviewed on: 9th February 2026

New to Monzo and very happy

I have only banked with Monzo for 6 months but my experience so far is great. I love the app and what it offers. The money pots are brilliant for separating and budgeting. I have just upgraded to the perks so hopefully the cinema and uber eats will make it worthwhile. Reviewed on: 9th February 2026

I switched to monzo after numerous recommendations f...

I switched to monzo after numerous recommendations from friends. So far loving it. Love the cashback options Reviewed on: 9th February 2026

All you need is an internet connection

So easy to set up account and transfer from old account, same with pension, was so easy to transfer to Monzo Reviewed on: 9th February 2026

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