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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19402 reviews)

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4.93

Based on 19,402 reviews, last reviewed 28th Apr 2026

3226% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19402)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

very satisfied with the bank never had a problem

very satisfied with the bank never had a problem Reviewed on: 19th January 2024

Love the ease of Monzo- user friendly banking!

Love the ease of Monzo- user friendly banking! Reviewed on: 19th January 2024

Best bank

I like the online bank it’s a good service Reviewed on: 19th January 2024

Simple to use banking App options s for different...

Simple banking App with great options for different Pots with plenty of ways to regulate.my spending throughout the month. There is an option to have all my account from other banks showing which helps to keep track of my income and expenditure all in the one place. Reviewed on: 19th January 2024

Simple and easy banking

I like how easy it is within the app but also if you need anything authorising within monzo they do it efficiently normally quicker than expected. Also interest rates are competitive Reviewed on: 19th January 2024

Fuss free

Monzo takes the fuss out of collaboration with my finances. I can send and receive money with ease, without having to risk mistakes with account numbers, or asking for what some consider, very personal info. Drama free! Reviewed on: 19th January 2024

the best in debit cards I am delighted

the best in debit cards I am delighted Reviewed on: 19th January 2024

Easy access and clear use of the app.

Easy access and clear use of the app. No problems with transferring money. I am really happy with using the accounts between family members and friends Reviewed on: 19th January 2024

Simple, modern and easy banking

I’ve been using Monzo for a few years now and I love it. The app is simple and easy to use. Monzo feels modern and current. Reviewed on: 19th January 2024

Always raising interest rates on savings accounts

Always raising interest rates on savings accounts Reviewed on: 19th January 2024

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