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Monzo: Current account reviews

Name: Current account
Rating: 4.846332398020527859 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Excellent fast reliable service.

Excellent fast reliable service. Reviewed on: 19th January 2024

Very easy to sign up, great interest rate on savings...

Very easy to sign up, great interest rate on savings, great app Reviewed on: 19th January 2024

Never had any hiccups with Monzo.

Never had any hiccups with Monzo. App is user friendly and customer service is awesome. Thank you Reviewed on: 19th January 2024

Monzo the Most Awesome Bank

It has been awesome experience banking with Monzo. The credit facilities is great Reviewed on: 19th January 2024

Best premium package and rates

I use Monzo for every over seas holiday and the premium offers amazing extras I always feel reassured to have! Reviewed on: 19th January 2024

Very good.

Very good. Easy to track incoming and outgoing. Shows advance payment. Good customer services Reviewed on: 19th January 2024

superb company!

Ive been a customer for 5 years and im 100% satisfied. From savings to everyday use monzo is the real deal. I was also approved with loan which was really helpful! most of my friends are using Monzo. Reviewed on: 19th January 2024

Fantastic!

Great way to manage your money in a easy to use format Reviewed on: 19th January 2024

I enjoy Monzo premium a

I enjoy Monzo premium and the budgeting and money overview feature, as well as the making use of the stocks and shares ISA. Everything in one app with good customer service that get back to you right away Reviewed on: 19th January 2024

Really i feel safe while doing any transaction with...

Really i feel safe while doing any transaction with monzo Reviewed on: 19th January 2024

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