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Monzo: Current account reviews

4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current account reviews (19422)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

5
Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Great online app easy to check and make repayment no...

5
Great online app easy to check and make repayment no charges as well Reviewed on: 19th January 2024

Very good for tracking where your money is going eac...

5
Very good for tracking where your money is going each month and for using abroad, very streamlined customer service, setting up direct debits and cancelling them very easy Reviewed on: 19th January 2024

Convenience

5
easy to check the status which i needs Reviewed on: 19th January 2024

Easy bank everything is made so simple

5
Easy bank everything is made so simple Reviewed on: 19th January 2024

Monzo is excellent when you travel overseas.

5
Monzo is excellent when you travel overseas. Its very easy and accessible. Reviewed on: 19th January 2024

Amazing bank, top quality customer service and app f...

5
Amazing bank, top quality customer service and app features and tips. Reviewed on: 19th January 2024

the banking app is amazing

5
Never had any issues the banking app is amazing I can't fault it, full of features and things to help me save. It's the best card for travelling abroad too Reviewed on: 19th January 2024

Amazing so far a lovely experience banking with Monzo

5
Amazing so far a lovely experience banking with Monzo Reviewed on: 19th January 2024

I have never had any problems with monzo.

5
I have never had any problems with monzo. Reviewed on: 19th January 2024

Easy to use, very helpful, full of good tips and adv...

5
Easy to use, very helpful, full of good tips and advice. Pots for savings are a superb idea Reviewed on: 19th January 2024

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