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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3227% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Best bank in the world help you in anyway possible...

Best bank in the world help you in anyway possible Reviewed on: 18th January 2024

I love monzo app.

I love monzo app. I get notification every time money goes out or in to the account. Reviewed on: 18th January 2024

App easy to use and just works.

App easy to use and just works. Haven't had many issues but when I did customer service sorted it quickly Reviewed on: 18th January 2024

Perfect Functionality and easy to use!

Joined MONZO, leaving my first bank and haven’t regretted it ever since. It’s so easy to use and easy to manage your money with the app and the pots. Best online banks out there for sure. Reviewed on: 18th January 2024

A Secure and User-Friendly Experience

Monzo banking app stands out for its user-friendly interface, robust security features, and efficient transaction processing. The intuitive design makes managing finances and conducting transactions a breeze. Reviewed on: 18th January 2024

Best modern bank

Straightforward and very easy to use app with a whole host of modern banking features that traditional banks don’t or didn’t have up until recently. I have only needed to contact Monzo on a few occasions but each time it has been very straightforward with a quick resolution. Reviewed on: 18th January 2024

Monzo has a great, modern approach to banking.

Monzo has a great, modern approach to banking. Everything is clear, easy to navigate and understand. Reviewed on: 18th January 2024

Good service and...

If I have a question I get a response and assistance Reviewed on: 18th January 2024

Brilliant app that’s simple to use

Brilliant app that’s simple to use and makes sorting money easy! Reviewed on: 18th January 2024

MONZO APP IS VERY EASY TO HANDLE AND USERFRIENDLY.

MONZO APP IS VERY EASY TO HANDLE AND USERFRIENDLY. VERY EASY TO OPEN ACCOUNT AND I RECOMMEND EVERYONE TO USE MONZO AND USE THE ROUND AMOUNT POT SYSTEM TO SAVE MONEY. Reviewed on: 18th January 2024

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