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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

I like that everything is nicely, accessible and can...

I like that everything is nicely, accessible and can find everything. Reviewed on: 18th January 2024

Love Monzo!

Love Monzo! Never had any trouble, easily to save and keep track of spendings. Set up a joint account with my partner really easily. Overall love it! Reviewed on: 18th January 2024

Control and clarity over your finances

Monzo provides a great banking experience, app and service. Very helpful when it comes to budgeting and saving. Monzo helps provide clarity for your finances. Reviewed on: 18th January 2024

Monzo Friendly

Monzo are customer friendly, easy to use and ahead of the curve Reviewed on: 18th January 2024

Best fincial decision I've made

I love my Monzo account. I was told about Monzo by my son, but being a dinosaur I kept delaying from moving from our traditional bank, who we'd been with for over 30 years to Monzo. I am so so pleased he kept on at me. Its so easy to use, I love so many of the features. I raved about Monzo to all my friends. Reviewed on: 18th January 2024

Very convenient as everyone I know uses it making tr...

Very convenient as everyone I know uses it making transferring money and splitting bills easy Reviewed on: 18th January 2024

best bank with most best services and experience

best bank with most best services and experience Reviewed on: 18th January 2024

The App is so user-friendly

The App is so user-friendly with amazing functionality. They are also very generous with the interest rate on the instant access savings account, putting it up in line with the BoE base rate. I have also linked in my mortgage so it is a one stop shop for all your finances. Reviewed on: 18th January 2024

Monzo is a very straight forward bank and it’s easy...

Monzo is a very straight forward bank and it’s easy to use Reviewed on: 18th January 2024

Best service providing and customer support as well

Best service providing and customer support as well Reviewed on: 18th January 2024

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