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Monzo: Current account reviews

Name: Current account
Rating: 4.846411771718629418 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Monzo is the best bank I have banked with.

Monzo is the best bank I have banked with. Everything is easy, the app is straight forward to use and they are on hand to help with anything I need. Reviewed on: 18th January 2024

Monzo is by far the best bank. Fact.

Monzo is by far the best bank. Ever. Easy to use, modern and sleek. The Ferrari of banking. Reviewed on: 18th January 2024

Best bank in the world help you in anyway possible...

Best bank in the world help you in anyway possible Reviewed on: 18th January 2024

I love monzo app.

I love monzo app. I get notification every time money goes out or in to the account. Reviewed on: 18th January 2024

App easy to use and just works.

App easy to use and just works. Haven't had many issues but when I did customer service sorted it quickly Reviewed on: 18th January 2024

Perfect Functionality and easy to use!

Joined MONZO, leaving my first bank and haven’t regretted it ever since. It’s so easy to use and easy to manage your money with the app and the pots. Best online banks out there for sure. Reviewed on: 18th January 2024

A Secure and User-Friendly Experience

Monzo banking app stands out for its user-friendly interface, robust security features, and efficient transaction processing. The intuitive design makes managing finances and conducting transactions a breeze. Reviewed on: 18th January 2024

Best modern bank

Straightforward and very easy to use app with a whole host of modern banking features that traditional banks don’t or didn’t have up until recently. I have only needed to contact Monzo on a few occasions but each time it has been very straightforward with a quick resolution. Reviewed on: 18th January 2024

Monzo has a great, modern approach to banking.

Monzo has a great, modern approach to banking. Everything is clear, easy to navigate and understand. Reviewed on: 18th January 2024

Good service and...

If I have a question I get a response and assistance Reviewed on: 18th January 2024

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