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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18299 reviews)

View other Monzo products

4.93

Based on 18,299 reviews, last reviewed 6th Mar 2026

52900% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Intuitive app, so easy to manage your finances. Intuitive app, so easy to manage your finances. It's a completely free account, but offers a monthly "perks" or "max" plan for a few quid. I use the p... Read more Reviewed on: 6th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18299)

Review of the Monzo, Current account:

Im very happy with my bank account as i got a lot of opportunities and the colors of the cards are looking very well

Im very happy with my bank account as i got a lot opportunities Reviewed on: 3rd March 2022

Very good I trust this bank with all my money and ca...

Very good I trust this bank with all my money and can get my payday early which is a bonus and I just love it Reviewed on: 9th February 2026

Love the app and getting paid a day early!

Love the app and getting paid a day early! Reviewed on: 9th February 2026

Monzo are so kind, thorough and helpful.

Monzo are so kind, thorough and helpful. They have been with me every step. Reviewed on: 9th February 2026

Monzo abroad is fantastic!

Monzo abroad is fantastic! The exchange rates are excellent and the app is so easy to use highly recommend Reviewed on: 9th February 2026

I kove monzo the app is brilliant and easy to use sn...

I kove monzo the app is brilliant and easy to use snd it had some msny offers on there like the 1 2p challenge Reviewed on: 9th February 2026

Best bank in UK

Loving it. Easy to use, quick customer service. And great value for money. Reviewed on: 9th February 2026

Everything Monzo does is perfect.

Everything Monzo does is perfect. They have a modern banking app, I can see what payments I have due to come out, I can get paid a working day early if I want and they have been great at getting my money back when I needed help. Their social media posts are always on point too! Reviewed on: 9th February 2026

Amazing bank easy to use good customer service

Amazing bank easy to use good customer service Reviewed on: 9th February 2026

The pots!

Honestly the pots are the biggest win for me, and the fact I can do saving pots just love love!, I love how I can see my credit score in app, and I love the Monzo plus benefits Reviewed on: 9th February 2026

Excellent customer service and the app is amazeballs!

Excellent customer service and the app is amazeballs! Reviewed on: 9th February 2026

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