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Monzo: Current account reviews

Name: Current account
Rating: 4.846332398020527859 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Simple 10

Simple ………………………,,,,,,,,,,,,,,,,,,,,,,,….. Reviewed on: 18th January 2024

Love it - enough said

Easy to use, good pots and features Reviewed on: 18th January 2024

Monzo app is user friendly and has so many features!

Monzo app is really easy to use and i love that it has tools for saving and credit card options. i like the savings pots and the summaries on monthly spending. It is the best! I've tried other banking apps but this is the easiest so far. I also like that it is not only easy to transfer money locally, but also overseas. Reviewed on: 18th January 2024

Brilliant bank !

Brilliant bank !!!! Never ask any questions very reliable !! Reviewed on: 18th January 2024

Monzo - great banking, great interest.

I recommended Monzo to my mother. She invested and I'm happy to say SHE is happy with the good interest rates Monzo offers. Reviewed on: 18th January 2024

Easy to use bank with cashback

It is very easy to use, the app is very user friendly. Recently Monzo introduced cashback which is very handy and easy to earn! Reviewed on: 18th January 2024

Good experience over the years

Good experience over the years, however Monzo it’s not my main bank so I only use it when I travel abroad. Reviewed on: 18th January 2024

It's the easiest banking app I've used by far.

It's the easiest banking app I've used by far. The customer service is quick, easy and reliable, anything you need to have resolved is done so quickly and the interface within the app is easy to use. Reviewed on: 18th January 2024

An excellent online bank.

Monzo delivers a great product which meets my needs Reviewed on: 18th January 2024

Monzo App

App is very clear and helps with budgeting. Very good for keeping an eye on expenses. Reviewed on: 18th January 2024

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