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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19402 reviews)

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4.93

Based on 19,402 reviews, last reviewed 28th Apr 2026

3226% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19402)

honest review pro and con

Used Monzo for a few years , had a few hiccups at the start however sorted almost straight away. Continued to have a few issues with the early payment via bacs but decided it wasn’t worth the hassle to complain again. Apart from that great service and the apps great. Reviewed on: 18th January 2024

Sleek banking

Very useful features, colourful design and sleek look.Every time I think of changing banks I realise just how good Monzo are compared to the competition. Reviewed on: 18th January 2024

Perfect app based banking

Perfect for app based banking brilliant features just difficult if you need to speak with someone. Digital responses can be slow Reviewed on: 18th January 2024

Loved moving to Monzo has been nothing but a great e...

Loved moving to Monzo has been nothing but a great experience Reviewed on: 18th January 2024

Amazing service!

I'm very happy with my monzo account, I have use it for a while doing online transaction and paying as well, easy to use and I will recomended to other people. Reviewed on: 18th January 2024

I love Monzo but the paid accounts need work.

I love Monzo especially the app and its design. However I do feel their paid plans are very poorly designed. They aren’t worth the cost as the products they apply is stuff other banks provide for free. This is something that needs to change for me to consider it being worth the cost. Other than that everything else is worth it, the loans, the flex, the pots. Reviewed on: 18th January 2024

So easy to use.

So easy to use. The app has allowed me to finally take control of my finances. Best bank ever! Reviewed on: 18th January 2024

Easy to use app, great customer service and quick re...

Easy to use app, great customer service and quick response, love monzo pots and everything is great about banking with monzo bank. Thanks you so much. Reviewed on: 18th January 2024

Monzo bank is awesome , my experience with them is a...

Monzo bank is awesome , my experience with them is awesome they have the best offers and their the best to bank with Reviewed on: 18th January 2024

Amazing customer service!!!

Any dealings I have had have been amazing Reviewed on: 18th January 2024

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