Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19420 reviews)

View other Monzo products

4.85

Based on 19,420 reviews, last reviewed 18th Jun 2026

62% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Honestly the best banking experience I've ever had -... Honestly the best banking experience I've ever had - seamless. It's got to the point that using my banking app, knowing what my income and expenses an... Read more Reviewed on: 18th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19420)

Monzo any day, anytime.

I have no regrets about being part of Monzo. They are quick to rectify issues and are always available to serve. When. I send disputes their response is so amazing and they are open in their dealings. I have recommended to my friends and family and they are appreciative of the kind of services they receive. I will choose Monzo any day any time Reviewed on: 18th January 2024

Just the best way to bank in a digital age

simple financial advice for younger people and such an easy to use app which makes manage money an easy task and not a chore. I love using Monzo Reviewed on: 18th January 2024

The most user friendly app

The fact you can freeze your card on the app if lost or stolen ages before any other bank. Brilliant! Useage abroad even better. And generally user friendly! Reviewed on: 18th January 2024

Super bank, modern

Super bank, modern easy to use, great communication with messaging service Reviewed on: 18th January 2024

Monzo - no mess, easy to understand banking!

Monzo is a friendly, easy to use app based bank. When I’ve used their customer service team for support they have been excellent. They have a no mess, easy to understand way of communicating with customers. The thing that really impressed me was how quickly they raised the interest rate on the savings account. Another benefit is using the card abroad for transactions with no fee. Couple this with immediately seeing the cost in GBP it makes it really easy to keep a track of your holiday spending. Reviewed on: 18th January 2024

I’ve been using Monzo for years now.

I’ve been using Monzo for years now. I started using it at university and I think it’s brilliant to see what you’re spending and how much you’re spending over the month so you can see if you can cut down on anything. It’s great having everything in one app. Reviewed on: 18th January 2024

Fast, easy and reliable banking.

Fast, easy and reliable banking. My first account in the UK and still loving it. Reviewed on: 18th January 2024

Easy to open bank account.

Easy to open bank account. Account easy to use Reviewed on: 18th January 2024

Monzo helps me track my spending , it helps create d...

Monzo helps me track my spending , it helps create different pots to spend on different things, it reminds me when my payment are upcoming and due .it helps me save through different saving pots options. Reviewed on: 18th January 2024

Excellent bank, really innovative app and money mana...

Excellent bank, really innovative app and money management solutions Reviewed on: 18th January 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Day2Day Current Account
from The Cumberland 4.45 from 19 reviews
Current account
from Card One Money 3.54 from 4 reviews
Student Current Account
from TSB 4.12 from 6 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3184 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1140 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub