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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19420 reviews)

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4.85

Based on 19,420 reviews, last reviewed 18th Jun 2026

62% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Honestly the best banking experience I've ever had -... Honestly the best banking experience I've ever had - seamless. It's got to the point that using my banking app, knowing what my income and expenses an... Read more Reviewed on: 18th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19420)

Easy to use and great customer service:)

Easy to use and great customer service:) Reviewed on: 18th January 2024

Amazing Monzo! Best bank ever

Monzo is hands down the best bank out there.. The high street banks have had their day, this is the future of banking!! Reviewed on: 18th January 2024

A bank that is for the people

A bank that is for the people, and actually wanted to help people with their money. easy to deal with and never a fuss is made. Reviewed on: 18th January 2024

Good experience with monzo when I came to UK it was...

Good experience with monzo when I came to UK it was my first bank account Reviewed on: 18th January 2024

No one can pinch it and take more than what's on the...

No one can pinch it and take more than what's on the card.Easy to use.whats on you spend only. Reviewed on: 18th January 2024

Easy to use and I like the stats.

Easy to use and I like the stats. Best banking app I ever used. Gives me a clear view of what is going on with my money Reviewed on: 18th January 2024

Monzo are great, when I was going through financia...

Monzo are great, when I was going through financial difficulties Monzo were there for me. Reviewed on: 18th January 2024

Monzo is great..

Monzo is great for monitoring spending and use abroad the best bank Iv used yet. Reviewed on: 18th January 2024

I have a personal and business account

All good with monzo I have a personal and business account Reviewed on: 18th January 2024

I moved here in the middle of the pandemic and Monzo...

I moved here in the middle of the pandemic and Monzo made it really simple for me to get my finances in order and start getting my paychecks and payments set up Reviewed on: 18th January 2024

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