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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19420 reviews)

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4.85

Based on 19,420 reviews, last reviewed 18th Jun 2026

62% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Honestly the best banking experience I've ever had -... Honestly the best banking experience I've ever had - seamless. It's got to the point that using my banking app, knowing what my income and expenses an... Read more Reviewed on: 18th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19420)

It been a year now with Monzo and It’s the best bank...

It been a year now with Monzo and It’s the best banking experience ever. Reviewed on: 18th January 2024

Love how easy is to do everything on the app

Monzo has a great app, it's so easy to pay people, open savings pots, get a very reasonable credit card, manage finance, and they keep adding more features. Reviewed on: 18th January 2024

I'm very satisfied with Monzo .

I'm very satisfied with Monzo . I always recommend it to my friends Reviewed on: 18th January 2024

Good banking experience with monzo

Good banking experience with monzo Reviewed on: 18th January 2024

Really quick and easy.

Really quick and easy. Great app. Great offering. Reviewed on: 18th January 2024

A great bank

A great bank, with savings options and saving money in pots Reviewed on: 18th January 2024

Amazing bank.

Absolutely brilliant for transfers to friends and family see how much you spend earn interest loans putting limits on your card Reviewed on: 18th January 2024

Easy to use, great features and a nice incentive to...

Easy to use, great features and a nice incentive to use the account to save money Reviewed on: 18th January 2024

information is excellent...

Never had an issue at all and information is excellent Reviewed on: 18th January 2024

It's the best bank I've used the safest with best cu...

It's the best bank I've used the safest with best customer service thank you. It is the best decision I made changing to monzo. Reviewed on: 18th January 2024

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