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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

62% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Efficiency

Monzo service is really efficient, it is easy to use app Reviewed on: 18th January 2024

Incredible app, does everything you could ask for fr...

Incredible app, does everything you could ask for from a bank and more. Reviewed on: 18th January 2024

Easy, intuitive, gets you involved

I love how intuitive the app is, and that it has features that other banks don't provide, like rounding up and 1p challenge. It's easy to open a pot, and it offers a good interest rate on the savings pot. I might not always follow my expense types to see where my money is spent, but I still like to categorise everything regardless. Reviewed on: 18th January 2024

Easy to deal with

Very easy to deal with. Great to see accounts all in one place. Reviewed on: 18th January 2024

Amazing app, light years ahead of any high street bank

Amazing app, light years ahead of any high street bank Reviewed on: 18th January 2024

It’s been absolute fun using Monzo, it’s really simp...

It’s been absolute fun using Monzo, it’s really simplified and easy to use. I love the app. Reviewed on: 18th January 2024

It’s convenient, easy to use and personalised to me,...

It’s convenient, easy to use and personalised to me, which is very encouraging. I would recommend it as a travel friendly banking experience Reviewed on: 18th January 2024

Smooth and effortless banking.

Smooth and effortless banking. I've had Monzo for almost a year now and I've found it to offer great features at very low costs. I moved from free to paid and now plan to move to their highest paid plan based on the services they offer with it Reviewed on: 18th January 2024

For me, it is a very good bank, efficient and things...

For me, it is a very good bank, efficient and things are well explained in the app very Good Reviewed on: 18th January 2024

They are really easy to deal with & no hassle...

They are really easy to deal with & no hassle Reviewed on: 18th January 2024

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