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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19402 reviews)

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4.93

Based on 19,402 reviews, last reviewed 28th Apr 2026

3226% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19402)

Excellent very good service.

Excellent very good service. Notifies very quick and smooth app to use Reviewed on: 18th January 2024

Good payment plans, salary getting paid fast.

Good payment plans, salary getting paid fast. I've been using Monzo as my main account for a couple of years now and I haven't had a single problem with them. They've also started doing cashback offers lately. Reviewed on: 18th January 2024

Really easy to use.

Really easy to use. Good rates, flexible user interface very informative app. Reviewed on: 18th January 2024

Been using Monzo for many years for everything.

Been using Monzo for many years for everything. So far they have provided excellent service whenever needed. Reviewed on: 18th January 2024

User friendly, modern, easy to navigate - just works!

User friendly, modern, easy to navigate - just works! Reviewed on: 18th January 2024

One of the best banks

I’ve never had a bad experience or interaction with Monzo. Any issue I’ve ever had has been dealt with within a time that most banks don’t. I find any new product or change to a product within Monzo is explained clearly and is fair. I find Monzo to be approachable and friendly. Unlike most banks, they just have a different way of doing things that make sense and make them feel more human Reviewed on: 18th January 2024

Best Bank By Far

Monzo Bank offers a refreshing and innovative approach to personal banking, making it a standout choice for modern consumers. With its user-friendly app, customers enjoy a seamless and highly intuitive banking experience. The app's real-time notifications for transactions and spending insights are particularly useful for budget management. Monzo's commitment to transparency and customer service is evident in its no-hidden-fees policy and prompt customer support. The bank also offers competitive rates and a range of products, from easy-access savings accounts to personal loans, catering to diverse financial needs. Additionally, its efforts in providing features like pots for saving goals and the ability to freeze your card instantly via the app add an extra layer of security and convenience. Monzo's innovative approach, including features like bill splitting and international fee-free withdrawals, aligns well with the needs of a digitally savvy clientele. Overall, Monzo is a forward-thinking bank that combines technological innovation, customer-centric services, and financial inclusivity, making it a strong contender in the digital banking space. Reviewed on: 18th January 2024

Hapiness is possible with Monzo.

It's like a marriage, I have the bride and Monzo makes the money! Reviewed on: 18th January 2024

easy and nice service.

easy and nice service. Everything is great and easy, and clear Reviewed on: 18th January 2024

Monzo are the gold standard for technology in banking.

Monzo are the gold standard for technology in banking. Without a doubt. Reviewed on: 18th January 2024

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