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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19402 reviews)

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4.93

Based on 19,402 reviews, last reviewed 28th Apr 2026

3226% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19402)

Excellent phone app and good features.

Excellent phone app and good features. Good account for travelling! Reviewed on: 18th January 2024

Monzo put the 'fine' back into fin(e)ance!

I love the way the app is set out and that I get notifications whenever money is spent, I have a joint account with my wife, so whenever any of us spend something it's easy for us to keep track of our weekly budgets. Monzo also have excellent extra features such as tracking your mortgage, cashback deals, savers pots with good interest rates and getting your wages paid into your account a day early. All these little extra touches help to make a great customer experience when using the product. The customer service team are also very helpful and there are several ways to get in touch. They have always been very helpful and professional whenever we have had issues and they have been solved quickly. To be honest I was a bit sceptical of using them at first because they weren't a mainstream bank and we're relatively new at that point but I am so glad that I did choose to bank with them and I would absolutely recommend them. Reviewed on: 18th January 2024

Monzo is the best bank!!!

I have been with Monzo since 2018 and I have not had any problems. Getting paid a day earlier than everyone else is a great bonus plus the transactions are instant meaning it’s a super easy way to see when payments are going out Reviewed on: 18th January 2024

Monzo has been one of the best banking I have ever u...

Monzo has been one of the best banking I have ever used due to its fast transaction and being user friendly. Reviewed on: 18th January 2024

Simple and convenient

I love the simplicity and convenience of Monzo, it makes it very easy to manage my finances and particularly sort shared bills and payments. Easy access to savings pots is also a great feature. Reviewed on: 18th January 2024

Customer care

Luckily, I haven't experienced any major issues, but customer care worked fast and nice when I needed. Reviewed on: 18th January 2024

Love Monzo

Love monzo, and tell everyone all about it. Particularly like it for holidays Reviewed on: 18th January 2024

it is really smooth and the interface is very user f...

it is really smooth and the interface is very user friendly Reviewed on: 18th January 2024

Great, intuitive app, makes looking after your money...

Great, intuitive app, makes looking after your money so much easier. Reviewed on: 18th January 2024

Best mobile banking app easy and reliable with good...

Best mobile banking app easy and reliable with good costumer service Reviewed on: 18th January 2024

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