Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

View other Monzo products

4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

62% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Excellent very good service.

Excellent very good service. Notifies very quick and smooth app to use Reviewed on: 18th January 2024

Good payment plans, salary getting paid fast.

Good payment plans, salary getting paid fast. I've been using Monzo as my main account for a couple of years now and I haven't had a single problem with them. They've also started doing cashback offers lately. Reviewed on: 18th January 2024

Really easy to use.

Really easy to use. Good rates, flexible user interface very informative app. Reviewed on: 18th January 2024

Been using Monzo for many years for everything.

Been using Monzo for many years for everything. So far they have provided excellent service whenever needed. Reviewed on: 18th January 2024

User friendly, modern, easy to navigate - just works!

User friendly, modern, easy to navigate - just works! Reviewed on: 18th January 2024

One of the best banks

I’ve never had a bad experience or interaction with Monzo. Any issue I’ve ever had has been dealt with within a time that most banks don’t. I find any new product or change to a product within Monzo is explained clearly and is fair. I find Monzo to be approachable and friendly. Unlike most banks, they just have a different way of doing things that make sense and make them feel more human Reviewed on: 18th January 2024

Best Bank By Far

Monzo Bank offers a refreshing and innovative approach to personal banking, making it a standout choice for modern consumers. With its user-friendly app, customers enjoy a seamless and highly intuitive banking experience. The app's real-time notifications for transactions and spending insights are particularly useful for budget management. Monzo's commitment to transparency and customer service is evident in its no-hidden-fees policy and prompt customer support. The bank also offers competitive rates and a range of products, from easy-access savings accounts to personal loans, catering to diverse financial needs. Additionally, its efforts in providing features like pots for saving goals and the ability to freeze your card instantly via the app add an extra layer of security and convenience. Monzo's innovative approach, including features like bill splitting and international fee-free withdrawals, aligns well with the needs of a digitally savvy clientele. Overall, Monzo is a forward-thinking bank that combines technological innovation, customer-centric services, and financial inclusivity, making it a strong contender in the digital banking space. Reviewed on: 18th January 2024

Hapiness is possible with Monzo.

It's like a marriage, I have the bride and Monzo makes the money! Reviewed on: 18th January 2024

easy and nice service.

easy and nice service. Everything is great and easy, and clear Reviewed on: 18th January 2024

Monzo are the gold standard for technology in banking.

Monzo are the gold standard for technology in banking. Without a doubt. Reviewed on: 18th January 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current accounts
from Zempler Bank 4.75 from 8127 reviews
Classic account (discontinued)
from TSB 3.80 from 202 reviews
Student Current Account
from RBS 4.07 from 13 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3183 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1140 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub