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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19402 reviews)

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4.93

Based on 19,402 reviews, last reviewed 28th Apr 2026

3226% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19402)

Banking made easy.

Banking made easy. Simple to use. Brilliant customer care. Everything you need in one place. Reviewed on: 18th January 2024

Fabulous app

Monzo has been great in helping me to manage my money aswell as save. I love the intuitive nature of the app and have recommended it to multiple friends and family Reviewed on: 18th January 2024

They’ve been a good bank, they’ve helped me to get m...

They’ve been a good bank, they’ve helped me to get money back in the r past when I reported to them. I have monzo credit card and they’ve even offered to give me loan which I rejected for now Reviewed on: 18th January 2024

Every time I have needed to contact monzo they have...

Every time I have needed to contact monzo they have been quick to respond and quick to sort any queries that I have. When I needed a bank statement for mortgage it arrived within 2 days. Reviewed on: 18th January 2024

Such a easy bank account to set up.

Such a easy bank account to set up. Monzo flex is a great tool and being able to see money going in and out days in advance is extremely helpful. Reviewed on: 18th January 2024

Excellent experience

Excellent experience everytime , easy to navigate Reviewed on: 18th January 2024

I love to have a monzo account and also I enjoy Monz...

I love to have a monzo account and also I enjoy Monzo flex Reviewed on: 18th January 2024

Great online banking app so simple to use and up to...

Great online banking app so simple to use and up to date keep up with your finances 24/7 Reviewed on: 18th January 2024

there simply the best there always helpful

there simply the best there always helpful Reviewed on: 18th January 2024

Monzo is fantastic for neurodivergent people

I have ADHD and always struggled with my finances. Monzo has helped me SO much, I have different pots for different things so I don’t accidentally spend money that I need for bills etc. I’m finally overdraft-free for the first time in almos twenty years! Reviewed on: 18th January 2024

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