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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

62% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

It’s really convenient and useful

It’s really convenient and useful Reviewed on: 18th January 2024

Application is very easy yo use and manage your day...

Application is very easy yo use and manage your day to day expences Reviewed on: 18th January 2024

Best service for individuals and businesses.

I have been a customer for monzo for long enough and I am happy by thier easy and fast service. They have a lot of options from sending money abroad easly, saving and expenses details. Reviewed on: 18th January 2024

Lovely Smart Bank!

Lovely Smart Bank! Everything is easy and done in and through a great app Reviewed on: 18th January 2024

Ever since I have started using Monzo I have had not...

Ever since I have started using Monzo I have had nothing but good experiences, the money saving pots are a very good addition too and make it so much easier to save money. Reviewed on: 18th January 2024

Always a had a great experience with Monzo.

Always a had a great experience with Monzo. They shut down a fraudulent transaction on my account and issued a new card instantly. The app has one of the best user experiences I’ve ever had. Easy to see what you’ve been spending on and so easy to set up additional savings accounts. Reviewed on: 18th January 2024

bloody fantastic bank, used atleast a dozen banks be...

bloody fantastic bank, used atleast a dozen banks before & monzo are by far the best. Reviewed on: 18th January 2024

Potty about pots!

Love I can separate my money in a way that lets me manage my finances better. Preferred the previous layout for pots as found it easier to view but other than that very happy with Monzo Reviewed on: 18th January 2024

Great bank with a great app - would highly recommend...

Great bank with a great app - would highly recommend to everyone! Reviewed on: 18th January 2024

Monzo is Amazing

Monzo have extremely fast customer replies, get paid early is just amazing, i have a couple successful referrals under my name because u truly believe monzo is the best bank out there! The savings pots make sectioning money as easy as ever too, i never have to worry about accidentally cutting into my bills when going out Reviewed on: 18th January 2024

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