Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.846332398020527859 (19422 reviews)

View other Monzo products

4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

For me, it is a very good bank, efficient and things...

For me, it is a very good bank, efficient and things are well explained in the app very Good Reviewed on: 18th January 2024

They are really easy to deal with & no hassle...

They are really easy to deal with & no hassle Reviewed on: 18th January 2024

Banking made easy.

Banking made easy. Simple to use. Brilliant customer care. Everything you need in one place. Reviewed on: 18th January 2024

Fabulous app

Monzo has been great in helping me to manage my money aswell as save. I love the intuitive nature of the app and have recommended it to multiple friends and family Reviewed on: 18th January 2024

They’ve been a good bank, they’ve helped me to get m...

They’ve been a good bank, they’ve helped me to get money back in the r past when I reported to them. I have monzo credit card and they’ve even offered to give me loan which I rejected for now Reviewed on: 18th January 2024

Every time I have needed to contact monzo they have...

Every time I have needed to contact monzo they have been quick to respond and quick to sort any queries that I have. When I needed a bank statement for mortgage it arrived within 2 days. Reviewed on: 18th January 2024

Such a easy bank account to set up.

Such a easy bank account to set up. Monzo flex is a great tool and being able to see money going in and out days in advance is extremely helpful. Reviewed on: 18th January 2024

Excellent experience

Excellent experience everytime , easy to navigate Reviewed on: 18th January 2024

I love to have a monzo account and also I enjoy Monz...

I love to have a monzo account and also I enjoy Monzo flex Reviewed on: 18th January 2024

Great online banking app so simple to use and up to...

Great online banking app so simple to use and up to date keep up with your finances 24/7 Reviewed on: 18th January 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

International Payments
from iFAST Global Bank 4.72 from 361 reviews
Current Account
from Smile Bank 4.54 from 111 reviews
Current accounts
from Zempler Bank 4.75 from 8127 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3185 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1142 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub