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Monzo: Current account reviews

Name: Current account
Rating: 4.846302551071924680 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

very helpful when travelling as there is no tax.

very helpful when travelling as there is no tax. its good with apple pay and there’s a secure way to store your money in savings accounts or making pots for different things e.g savings for a car Reviewed on: 18th January 2024

10/10 everytime.

10/10 everytime. Monzo has helped me keep on track of my finances, clear my debts and even save! Reviewed on: 18th January 2024

Best Bank at the moment.

Best Bank at the moment. Been with Monzo for over 4 years now and I absolutely can't complain. Monzo has the best online app for banking, easy understandable interface, I love the savings pots! Easy transfers abroad, good customer service, excellent value for money. Reviewed on: 18th January 2024

Its just a fantastic bank.

Its just a fantastic bank. Seemless service. Customer service is best in UK. Reviewed on: 18th January 2024

Best bank in Europe no cost or very less cost when u...

Best bank in Europe no cost or very less cost when use abroad Reviewed on: 18th January 2024

Faultless in every aspect.

Faultless in every aspect. Very honest and transparent Reviewed on: 18th January 2024

Since I changed current account Monzo had really hel...

Since I changed current account Monzo had really helped me make the most of my money and made me savvy about it!! Well done!! Reviewed on: 18th January 2024

Great service very simple to use very efficient

Great service very simple to use very efficient Reviewed on: 18th January 2024

I love monzo!!

I love monzo, it's helped me save money in the pot system. I'm now transferring my joint account to monzo too so it can help me organise all my finances. Reviewed on: 18th January 2024

Monzo is very easy online banking and it keeps track...

Monzo is very easy online banking and it keeps track on your spending I find it very easy and convenient. Reviewed on: 18th January 2024

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