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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

They perform well in all aspects

They are just gooooood (trust me) Reviewed on: 18th January 2024

Amazing bank

Top bank. Top customer service team. Easy to set up. Any questions needing answered are found easily in the forum or by customer service team. Reviewed on: 18th January 2024

Love the app easy banking good saving rate

Love the app easy banking good saving rate Reviewed on: 18th January 2024

My best bank ever

They have great products, never an issue, if I have a question or need to contact them, everything is sorted quickly. My best bank ever!!! Reviewed on: 18th January 2024

Be a Monzo

Always on hand and quick to deal with issues Reviewed on: 18th January 2024

Very helpful and good service

Very helpful and good service,fast contact Reviewed on: 18th January 2024

Refreshing banking in a modern world

From being paid a day early to competitive savings rates and BlackRock investment opportunities it's refreshing to see a bank that isn't screwing everyone over. We get our benefits, they make their profits and everyone is happy. New banking 10 Reviewed on: 18th January 2024

When there is a problem, Monzo Bank always responds...

When there is a problem, Monzo Bank always responds quickly Reviewed on: 18th January 2024

I love Monzo because of the pots and how easy it is...

I love Monzo because of the pots and how easy it is to use it. Reviewed on: 18th January 2024

I have used Monzo for years as a way of squirreling...

I have used Monzo for years as a way of squirreling away money. I made it my main back account around 18 months ago so I could take better control of my spending and more importantly my savings. I use regular pots and savings pots for a variety of different things.. I have a pot for my sons nursery fees, pots for all my other bill, groceries, birthday and Christmas sinking funds.. I've set up a savings pot for my son, and one for myself. I track where my money is going and am wasting far less Reviewed on: 18th January 2024

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