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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

So easy to use, the apps programming is spot-on.

So easy to use, the apps programming is spot-on. Reviewed on: 18th January 2024

Best banking app

the Monzo app has the best banking features I’ve ever seen. So many ways to track your finances, graphs and charts, and that’s just for the free version. You even get a Flex card (credit card) with custom ways of paying back, paying early etc. it’s all worth it for their amazing banking app. Reviewed on: 18th January 2024

What An Amazing Online Bank

What An Amazing Online Bank. My time with Monzo Bank so far has been amazing, I joined back in May 2023 using the switch service from my old bank. The switch between my old bank and Monzo was flawless, I was kept updated about everything happening. The best feature of Monzo has to be the Pots. They make sorting my money out easy so I can spend whatever I have left without worrying about spending the money I need to keep. Another brand new feature they just introduced Cashback is amazing I love being able to get cashback directly from my bank safely and securely. It's also amazing that you can split bills or other payments for anyone whether they have a monzo account or not. I never really used my in-bank features (cash deposits, etc) so I switched to Monzo and haven't looked back. I would recommend this bank to anyone old or young. Reviewed on: 18th January 2024

My all in one bank

I've always found the app really intuitive, I've never had to contact them because everything is right there in the app- love using the pots and the round up feature is a personal favorite for saving, all in all my best bank! I have a personal and joint account as well as a loan and all easy to use and access! Reviewed on: 18th January 2024

Amazing online banking

Fulfills all the needs of modern people, love it. Reviewed on: 18th January 2024

Be monzo e be save

I'm very satisfied with monzo, it's a very good bank and I can manage my account better! I recommend monzo, because it is a good bank with great service!!! Reviewed on: 18th January 2024

Monzo provides you a flexible way to pay your credits!

Monzo provides you a flexible way to pay your credits! Online transaction is very safe and convenient! Monzo provides you good value for your hard earned money. I have recommended Monzo to my friends!!!! Reviewed on: 18th January 2024

Fantastic bank and easy to use app.

Fantastic bank and easy to use app. Amazing rates of interest on savings too Reviewed on: 18th January 2024

Amazing customer service.

Amazing customer service. Excellent customer care. Reviewed on: 18th January 2024

Super helpful friendly banking

Easy to use app, where you can see your money laid out in an informative but visually pleasing way. Very helpful chat feature so you can speak to the staff. Who have always been very pleasant and helpful. There are a few paid for accounts but I just have the free one which is perfect for me. Reviewed on: 18th January 2024

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