Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

View other Monzo products

4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Good personal bank easy to use and most of family us...

Good personal bank easy to use and most of family use it now Reviewed on: 18th January 2024

Easy to open an account, very quick turnaround, app...

Easy to open an account, very quick turnaround, app is simple to use and easy to view, I even recommended for my eldest son and my husband to open an account as it’s a great place to save money and to have a second dart account Reviewed on: 18th January 2024

Very good, fast in money transfers and reliable.

Very good, fast in money transfers and reliable. Their rate is also good. With my experience I will recommend Monzo to my love ones. Reviewed on: 18th January 2024

Brilliant

Great service, love it. I love the different pots and things you can do. Reviewed on: 18th January 2024

Alway responsive

Alway responsive. Keeps up with the interest rates Reviewed on: 18th January 2024

It's an excellent service and very easy to use in ev...

It's an excellent service and very easy to use in everything you need. Reviewed on: 18th January 2024

I love Monzo!!

I love Monzo, it's so easy to use and their flex account makes me feel like I've got a credit card, it's good that you can choose to pay in 3 without the interest payments or for bigger purchases you can pay a little bit of interest. The interest rates on the savings account are really good too. Reviewed on: 18th January 2024

Love Monzo

Love monzo it’s so easy to use and love being able to use it abroad Reviewed on: 18th January 2024

Accessible and clear banking with management tools t...

Accessible and clear banking with management tools that are easy to follow. Savings rates have been solid. Always return to over chase or wise Reviewed on: 18th January 2024

Amazing system and staff

It’s so easy to use and always as very fast response from customer service who are always happy to help Reviewed on: 18th January 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bank account
from HSBC 3.91 from 1386 reviews
Current Account
from permanent tsb 3.14 from 15 reviews
Current Accounts
from London Community Credit Union 3.56 from 3 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3185 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1142 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub