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Monzo: Current account reviews

4.93
Based on 19,403 reviews, last reviewed 5th May 2026
3173% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026
Phil A's avatar
Phil A

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current account reviews (19403)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

5
Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Changed from nationwide to monzo, i love it and i ha...

5
Changed from nationwide to monzo, i love it and i handle my money so much easier! Reviewed on: 18th January 2024

Monzo is the only bank that value the need of the co...

5
Monzo is the only bank that value the need of the common man . They come through whenever I needed assistance Reviewed on: 18th January 2024

Very happy with Monzo

5
Since opening my Monzo account I have found it very easy to use with nothing hidden. Only wish I'd opened an account sooner. Reviewed on: 18th January 2024

Simple and easy to use

5
Good interest on savings and very convenient current account Reviewed on: 18th January 2024

Bills in pot and weekly allowance

5
One of my favourite features I am using weekly is paying bills from my pot.I have created a pot with all the monthly money necessary to cover all my bills and a set amount per week automatically transferred to our JA weekly. It means that the rest of the money is out aside in a high interest rate Reviewed on: 18th January 2024

Easy and Reliable.

5
Easy and Reliable. Easy to use at Anytime and Anyplace Reviewed on: 18th January 2024

The best online bank in the world in terms of servic...

5
The best online bank in the world in terms of service and financial tools Reviewed on: 18th January 2024

Fantastic to deal with 5 star service

5
Fantastic to deal with 5 star service Reviewed on: 18th January 2024

One time my money stuck in middle but customer care...

5
One time my money stuck in middle but customer care give a good support to me Reviewed on: 18th January 2024

The easiest bank to use!

5
The easiest account to use, especially to move money to savings. The split bill is a life saver. Reviewed on: 18th January 2024

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