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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3120% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Good Budgeting and Spending Teacker

It's very useful in terms of tracking purchases as well as recording the amount of purchases for a specific shop that I've had so I know my average spend. As well as good budget tool where I can make different pots for different occasions Reviewed on: 18th January 2024

Monzo all the way!!

My experience with Monzo has been amazing. I have other bank accounts but Monzo stands. It has saved me a lot during embarrassing moments of insufficient funding by way of its unarranged overdraft system, I have the opportunity of splitting bills with friends and it's ease of navigation through the mobile app is remarkable. No unexplainable deductions or unwarranted commercials. I love Monzo. Reviewed on: 18th January 2024

Always reliable and tells me when money has entered...

Always reliable and tells me when money has entered my account which is useful Reviewed on: 18th January 2024

everything is fine, we use the whole family

everything is fine, we use the whole family Reviewed on: 18th January 2024

I find it very easy to use this bank

I find it very easy to use this bank Reviewed on: 18th January 2024

I am an international student.

I am an international student. I always use monzo. From the day 1 when I came UK I am using it. I use it to pay bill, to send money to my home country and so on. I really appreciate the service monzo does. Reviewed on: 18th January 2024

This is a very user friendly banking app.

This is a very user friendly banking app. Reviewed on: 18th January 2024

Very happy customer!

I have been using monzo for more than three years now and have had a fantastic experience. The customer service has been very helpul in resolving ang issues. I am particularly fond of the monzo flex feature. Reviewed on: 18th January 2024

great bank.

great bank. love the pots. its makes organising your money and budgeting much easier. Reviewed on: 18th January 2024

Monzo is the best so far,the bank app is easy to use...

Monzo is the best so far,the bank app is easy to use,am able to put aside my bills in a pot,track my spending,have flex for easy purchase buy now pay in bits interest free..... Reviewed on: 18th January 2024

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