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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3120% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

All I can say, it’s really an amazing online bank

All I can say, it’s really an amazing online bank Reviewed on: 18th January 2024

Efficient and easy to use so far.

It's been efficient and easy to use so far. I've managed to earn interest on my money. I've not actually needed customer service yet, but if it runs as smoothly as the app, I'm sure it'll be great! Reviewed on: 18th January 2024

Always fantastic customer service.

Always fantastic customer service. App is easy to use and never a problem. Reviewed on: 18th January 2024

JUST GREAT

Great all around .excellent services. Great bank Reviewed on: 18th January 2024

Easy transaction and navigation.

Easy transaction and navigation. Best online banking Reviewed on: 18th January 2024

Excellent banking.

Excellent banking. Little fuss. The Monzo Flex feature is a massive plus, and it is so simple to use and view different transactions. Reviewed on: 18th January 2024

Monzo makes banking easy.

Monzo makes banking easy. Moving money, paying friends, making payments - everything is straightforward. Banking is a necessity so you don't want to give it much thought. With Monzo you don't need to - it just works. Enabling you to get on with your life. Reviewed on: 18th January 2024

Easy to use, always helpful and a quick service.

Easy to use, always helpful and a quick service. Would 100% recommend Reviewed on: 18th January 2024

I enjoy that I can pay off more of my loan and monit...

I enjoy that I can pay off more of my loan and monitor it without getting penalised Reviewed on: 18th January 2024

It's been an amazing banking app.

It's been an amazing banking app. The fact that I didn't need to go to a physical location to have my account running and all the perks makes it the best. Reviewed on: 18th January 2024

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