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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Salman Shanavas Khan

Good and excellent service to the customers Reviewed on: 18th January 2024

Easy to use interface.

Easy to use interface. Breaks down the data nicely so you can see what you're spending on. Reviewed on: 18th January 2024

Innovative, reliable, and clever

Really great innovations and additions to the standard banking expectations. I've found the app always works (not a given!) and is always adding new features and upgrades which do geniunely provide value to me. The budgeting tools, the viewing other bank accounts from within the app (with better info than the native apps in some cases!), and clearing your paycheck a day early all make this the best current account I've ever had. Reviewed on: 18th January 2024

Monzo always deliver prime services to there costumers!

Monzo always deliver prime services to there costumers! Quickly responses, all informations you need and attention to our problems! They always inform you the pros and cons about things could impact your money! Reviewed on: 18th January 2024

Helps you budget your funds and manage your money.

Helps you budget your funds and manage your money. Reviewed on: 18th January 2024

Love the ease of joining, the app lay out, insights...

Love the ease of joining, the app lay out, insights all so simple to understand Reviewed on: 18th January 2024

All transactions seem quick and hassle free.

All transactions seem quick and hassle free. Reviewed on: 18th January 2024

Love mozo.

Love mozo. The app is great. It's so much better than a normal bank. Reviewed on: 18th January 2024

I like their app and their features.

I like their app and their features. Makes it easy to budget, track spending. Reviewed on: 18th January 2024

Before monzo I hated banks

Before Monzo I hated banks, it always felt like they were always against you. But with Monzo I genuinely feel like I have much more freedom with money and rates are never extortionate. Their app is so user friendly even me (who repels technology) can use it! Reviewed on: 18th January 2024

Alternative products

Personal bank account
from Investec 4.08 from 3 reviews
Classic Account
from Lloyds Bank 3.99 from 798 reviews
Current Account
from Smile Bank 4.54 from 111 reviews

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