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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Before monzo I hated banks

Before Monzo I hated banks, it always felt like they were always against you. But with Monzo I genuinely feel like I have much more freedom with money and rates are never extortionate. Their app is so user friendly even me (who repels technology) can use it! Reviewed on: 18th January 2024

Simple and accessible

Managing and keeping track of my money is so simple and so accessible. In the current cost of living crisis I can budget effectively on the app and track my spending easily, I couldn’t ask for more control. Never once had an issue with them and will hopefully continue to be customer of there’s for years to come. Reviewed on: 18th January 2024

Only Online Bank Acc You Need

It's the first account I opened when I moved to the UK as a student over 2 years ago. I've always been very happy with how user friendly their app is and how easy to manage the money is, now that you can also add pots to save your money. Reviewed on: 18th January 2024

This is great bank i loved.

This is great bank i loved. Thank you for everything Reviewed on: 18th January 2024

Very helpful and happy with the service

Very helpful and happy with the service Reviewed on: 18th January 2024

Quick and easy.

Quick and easy. Perfect if you travel a lot. Reviewed on: 18th January 2024

So easy to use and had no problems at all.

So easy to use and had no problems at all. Reviewed on: 18th January 2024

Monzo account is very useful

I can transfer money into my Monzo account and use it as a pre loaded card. This helps me to budget Reviewed on: 18th January 2024

10/10 love it

easy to set up, great to use. Saving pots have really good interest on them. I love the money pots and how you can spread out your money for various different things. Great way to save. Reviewed on: 18th January 2024

Easy set up, great breakdown of spend, great interes...

Easy set up, great breakdown of spend, great interest rates on savings Reviewed on: 18th January 2024

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