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Monzo: Current account reviews

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4.93
Based on 19,403 reviews, last reviewed 5th May 2026
3227% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026
Phil A's avatar
Phil A

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19403)

Monzo really does make banking so easy.

5
Monzo really does make banking so easy. From being able to do everything online and from anywhere in the world, to being helpful explaining savings and interest rates. They are a modern bank for a modern world. Reviewed on: 18th January 2024
SVA's avatar
SVA

It was excellent bank and over drafts loans was good...

5
It was excellent bank and over drafts loans was good Reviewed on: 18th January 2024
chaitan kumar's avatar
chaitan kumar

Really easy to use.

5
Really easy to use. really easy to get help Reviewed on: 18th January 2024
Joseph W's avatar
Joseph W

Fast, useful and very accessible!

5
Fast, useful and very accessible! Reviewed on: 18th January 2024
Maria N's avatar
Maria N

It is very easy to use and comfortable

5
It is very easy to use and comfortable Reviewed on: 18th January 2024
Eduard G's avatar
Eduard G

Best account I've ever had

5
Great bank, it has products that actually make sense and are easy to use Reviewed on: 18th January 2024
Tammy A's avatar
Tammy A

Monzo is brilliant for organising my money and split...

5
Monzo is brilliant for organising my money and splitting things with friends Reviewed on: 18th January 2024
Harry R's avatar
Harry R

Fantastic service when abroad particularly, app is r...

5
Fantastic service when abroad particularly, app is really easy to use. No problems managing my account and saving pots. Reviewed on: 18th January 2024
Mike T's avatar
Mike T

the app is super easy to use, it's been my main bank...

5
the app is super easy to use, it's been my main bank account for years and not had any issues and actively encourage others to join as the money transfer systems is great Reviewed on: 18th January 2024
saskia d's avatar
saskia d

The best bank

5
The best banking service ever. They have an excellent app, clear and easy to use/navigate. Some great features like good rates of interest on savings pots. Also you have full control over your account. Reviewed on: 18th January 2024
C S T's avatar
C S T

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