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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3120% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Really easy to learn, offers all you need.

Really easy to learn, offers all you need. Reviewed on: 18th January 2024

Fantastic exchange rates abroad and simple to transf...

Fantastic exchange rates abroad and simple to transfer money. Reviewed on: 18th January 2024

Very simple to use....Excellent

Very simple to use... Easy switching money and great to use abroad . Reviewed on: 18th January 2024

Always fast service and good FAQ available.

Always fast service and good FAQ available. The best part is you can get your incoming payments such as salary, the day before! Reviewed on: 18th January 2024

Monzo app is very user friendly and easy to use.

Monzo app is very user friendly and easy to use. Reviewed on: 18th January 2024

Monzo is a very good online bank service which givin...

Monzo is a very good online bank service which giving us a lots of offers such a cash back scheme, overdraft, and refers a friend scheme Reviewed on: 18th January 2024

Excellent service and very simple interface.

Excellent service and very simple interface. Makes saving and spending. Great rates and reliable Reviewed on: 18th January 2024

Joined this year and love them

Joined this year and love them, so helpful with any little issues. Swift process when opening a loan account. Reviewed on: 18th January 2024

Great for travelling and get seamless transactions w...

Great for travelling and get seamless transactions with best currency rates Reviewed on: 18th January 2024

Banking app that’s ahead of its time!

Fabulous bank app that’s ahead of its time! You have complete control over your funds and I love the pots for a holiday or rainy day savings Queries answered promptly, and app can be used almost anywhere in the world, I am 72 years old and find it easier to work with than a more traditional bank. All my debit orders and money issues can be organized without using the phone ir visiting a branch. What is not yo live? Reviewed on: 18th January 2024

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