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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Seamless banking experience

Monzo has offered a seamless banking experience for me since I opened an account. Reviewed on: 18th January 2024

Love monzo, can’t recommend enough!

Love monzo, can’t recommend enough!! Reviewed on: 18th January 2024

I have had Monzo for coming up on a year and the ben...

I have had Monzo for coming up on a year and the benefits they offer me compared to my previous bank are brilliant. Their credit card facility is exactly what I needed and the premium option is exactly what I needed. I was able to cancel my separate phone insurance when I upgraded and I am also looking forward to using the airport lounges they offer in the future. I find their interest on their saving pots also massively help me reach my goals. Reviewed on: 18th January 2024

Excellent app, lots of features

Excellent app, lots of features - though some are behind a paywall. The notifications when you spend and the pots are especially useful. Reviewed on: 18th January 2024

Great customer service

Problem locating a payment transfer. Contacted customer services who quickly put me in the right direction. Bought online purchase product didn't arrive Monzo gave me the money back Reviewed on: 18th January 2024

I love it!

I love that you can easily spend money abroad without fees, this was really helpful to me when I went travelling as I didn’t have to worry about carrying money round on my trip. I also love that you can separate your money into different pots which helps me reach my financial goals! Reviewed on: 18th January 2024

Monzo Super Current Account

A most convenient account which offers excellent benefits and great value. If this isnyour main account then you will get loads of benefits for free plus more. A Monzo Current Account also opens you to a world of best in market savings accounts and cutting edge credit, if you need it. An account at your fingertips with loads of additional benefits for the taking Reviewed on: 18th January 2024

A Great Bank - Simple as!

First class service and an excellent app. Easy ways to save with banking at your fingertips. Thank you Monzo. Reviewed on: 18th January 2024

good very good good excellent excellent very good go...

good very good good excellent excellent very good good good good Excel and good good Reviewed on: 18th January 2024

Monzo, setting the standards for banking!

Monzo has always been a great bank for me, they answer any questions I have, there are so many tools to help manage my money, I never feel overwhlemed. Monzo sets the standards for other banks, like with the early pay day, Monzo had that feature way before any other bank did and they all followed! Monzo Flex is a great for helping you get through to payday without having to use pay day loans for example with low interest, I also find that Monzo is extremely fair, their charges aren't outrangous and they wont make you jump through hoops like other banks. Thank you Monzo, for making my life easier and helping me manage my hard earned money! Reviewed on: 18th January 2024

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