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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3173% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Great bank, very efficient customer service

Great bank, very efficient customer service Reviewed on: 18th January 2024

So far so good

So far so good, best bank I have had. Reviewed on: 18th January 2024

Monzo, my financial friend! 5 stars

Monzo has made a huge difference to me being financially better off. The savings pot has been a real game changer for me, sending a monthly amount into my savings pot and rounding up purchases into my pot. I have also utilised Monzo’s cash back offers to great effect, getting money back on my grocery shop, train travel and restaurants. Reviewed on: 18th January 2024

Very professional and compassionate team that was ve...

Very professional and compassionate team that was very helpful me when i had difficulties Reviewed on: 18th January 2024

Great bank!

Monzo provide a great service which is both competitive and super easy to use. Monzo’s interest rates are very competitive and their app offers great versatility for managing my finances. Monzo’s customer service is cracking too, always willing to help and do so in a quick manner. Reviewed on: 18th January 2024

great account

Having a Monzo account is the best, it has absolutely amazing services. Reviewed on: 18th January 2024

Banking as it should be, quick, easy and fun!

Banking as it should be, quick, easy and fun! Reviewed on: 18th January 2024

Great app providing proactive visibility of spending...

Great app providing proactive visibility of spending and budgeting. Features such as visibility of pending transactions and showing all direct debits together give confidence that you always know when you’re spending Reviewed on: 18th January 2024

Very easy to use and it is really good for...

Very easy to use and it is really good for savings Reviewed on: 18th January 2024

Good experience, Good banking network, quality custo...

Good experience, Good banking network, quality customer service Reviewed on: 18th January 2024

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