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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Monzo - best bank

Monzo has been the best bank I have been with, the interest rates are good, the way it enables you to save and put money into separate pots it’s helped me to get out of debt and to be able to set my money out each month. Reviewed on: 18th January 2024

Easy to use app with helpful analysis and insights

Easy to use app with helpful analysis and insights so I can better understand and control my spending. Helpful customer service Reviewed on: 18th January 2024

With Monzo you have control of your accou...

I love how with Monzo you have control of your account and can do everything on the app. Just excellent. Reviewed on: 18th January 2024

Really easy to learn, offers all you need.

Really easy to learn, offers all you need. Reviewed on: 18th January 2024

Fantastic exchange rates abroad and simple to transf...

Fantastic exchange rates abroad and simple to transfer money. Reviewed on: 18th January 2024

Very simple to use....Excellent

Very simple to use... Easy switching money and great to use abroad . Reviewed on: 18th January 2024

Always fast service and good FAQ available.

Always fast service and good FAQ available. The best part is you can get your incoming payments such as salary, the day before! Reviewed on: 18th January 2024

Monzo app is very user friendly and easy to use.

Monzo app is very user friendly and easy to use. Reviewed on: 18th January 2024

Monzo is a very good online bank service which givin...

Monzo is a very good online bank service which giving us a lots of offers such a cash back scheme, overdraft, and refers a friend scheme Reviewed on: 18th January 2024

Excellent service and very simple interface.

Excellent service and very simple interface. Makes saving and spending. Great rates and reliable Reviewed on: 18th January 2024

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