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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3173% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

The best account I have

First, Monzo was the only bank that accepted me in the UK. I have been through loads of checks but that was perfect for them to understand if I was suitable and it was perfect for me so they could see I could be a good customer. Since the beginning that I love Monzo, the perks they have, how dynamic they are and the way they make you feel special! Reviewed on: 18th January 2024

Good for savings.

Good for savings. Love the saving pots and the breakdown of expenses Reviewed on: 18th January 2024

Wonder Card!

My son inteoduced me to Monzo and i have used my card internationally on while on holiday. Provided a detailed breakdown of all my expenditures whilst i was away post holiday. This helps whwn im plannning for the next trip which I'll also be taking my Monzo card on. It has everything I need for now to manage my money. I like the user experience very easy to navigate and understand. Reviewed on: 18th January 2024

Very happy and satisfied , good service

Very happy and satisfied , good service Reviewed on: 18th January 2024

Fresh, innovative, consumer oriented

Monzo is great, offers amazing value on saving accounts and their Monzo Flex program with 0% interest on 3 installments is very useful to spread the cost of purchases and get the upper hand on the current inflation. Always introducing new features like the latest Investments and Cashback products. It’s my favourite bank. Reviewed on: 18th January 2024

Good banking application and helps keep track of my...

Good banking application and helps keep track of my funds Reviewed on: 18th January 2024

From opening the account to using it and savings in...

From opening the account to using it and savings in pot... love Monzo! Reviewed on: 18th January 2024

I’ve been with monzo for years now and I love u all

I’ve been with monzo for years now and I love u all….best bank ever and I tell everyone about u! Reviewed on: 18th January 2024

Monzo working fast ,I've never had a problem with th...

Monzo working fast ,I've never had a problem with them,I am extremely satisfied with their services Reviewed on: 18th January 2024

Great bank

Very good bank I like the Monzo plus account to keep a eye on my credit report the savings pot is great thanks Reviewed on: 18th January 2024

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