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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Really easy to use and helpful and good

Really easy to use and helpful and good Reviewed on: 18th January 2024

Wholeheartedly recommend Monzo for all banking!

I switched to Monzo after horrible experiences with Santander, and I wish I’d switched much sooner. The app is excellent, customer support is second to none, and the whole experience has been even better than I’d hoped. I recommend Monzo to everyone I know! Being able to keep track of my money so easily has really helped me to rein in my spending and has saved me money. Reviewed on: 18th January 2024

Amazing bank!

Amazing bank! Great experience! Help in any possible ways Reviewed on: 18th January 2024

I like Monzo it’s best of the best

I like Monzo it’s best of the best Reviewed on: 18th January 2024

I have used Monzo for a few years now and they never...

I have used Monzo for a few years now and they never disappoint. So easy use to use and to transfer money to others. Monzo flex has helped me a lot over the last few months and to make payments is so striaght forward. They always notify you over a payment being made or receiving payment. I love the layout of Monzo too. Reviewed on: 18th January 2024

Ten out of ten

V user friendly app that also looks good and shows you all your accounts on one page. The overdraft is also good and only costs a few pence if you use it short term. Also makes spending abroad really easy to see the exchange rate and is fee free up to a point. Reviewed on: 18th January 2024

My card was misused which I didn't know about but it...

My card was misused which I didn't know about but it was stopped by Monzo and immediately closed.Thanking you monzo Reviewed on: 18th January 2024

Excellent tech and service.

Excellent tech and service. Easy to use and make payments. Very easy to track spending and budgets. Alerts help me organise my spending. Overall highly recommended and far better than my previous bank. I found it easy to switch over. Reviewed on: 18th January 2024

Absolutely perfect bank account

Absolutely perfect especially as Monzo don't quibble over sending money to Crypto Exchanges. Reviewed on: 18th January 2024

Perfect In Every Aspect

Easy interface, quick customer service responses, inbuilt credit cards (flex) within app aswell as instant loan options. Great for abroad withdrawls Reviewed on: 18th January 2024

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