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Monzo: Current account reviews

4.93
Based on 19,403 reviews, last reviewed 5th May 2026
3173% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026
Phil A's avatar
Phil A

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19403)

Accessibility and Interface

5
Monzo is so much easier and quicker to access when you compared to other banks. Also the interface and the protection is immaculate. Reviewed on: 18th January 2024

This is a very easy account to use and is very conve...

5
This is a very easy account to use and is very convenient for every day use. Reviewed on: 18th January 2024

Very nice experience!

5
Very nice experience. It is one of the best banks! CONGRATULATIONS! Reviewed on: 18th January 2024

Very good bank would highly recommend.

5
Very good bank would highly recommend. Great customer service Reviewed on: 18th January 2024

I love Monzo, it helped me out when I needed it the...

5
I love Monzo, it helped me out when I needed it the most. Real life savers. No muss, no fuss. Love the app too. Reviewed on: 18th January 2024

Slick app that is easy to use, much better than the...

5
Slick app that is easy to use, much better than the traditional banks apps. Reviewed on: 18th January 2024

Amazing app

5
Amazing ui easy to use and understand would recomend to anyone and everyone. It’s up to date and is keeping up with the advancments in trchnologu Reviewed on: 18th January 2024

Travelessential...

5
Spend my account as its so easy to use, wouldn't dream of using any other card when travelling, easy to top up, and also gives great interest rates on my savings Reviewed on: 18th January 2024

Great experience, the best British bank is Monzo.

5
Great experience, the best British bank is Monzo. Never had any issues with them and I feel my money is safe with them. It was very easy and super super fast to create an account as well. It made my life much easier when I first arrived to the UK as other banks make it much more difficult to set up a bank account. Reviewed on: 18th January 2024

Great Current Account

5
Easy to use and access account information. Easy to make and keep track of payments. Great for using abroad. Reviewed on: 18th January 2024

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