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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

The only thing they don’t do is give you free money!

The only thing they don’t do is give you free money! Reviewed on: 18th January 2024

Quick and efficient, supportive and valuable interests

Quick and efficient, supportive and valuable interests Reviewed on: 18th January 2024

Switched from traditional bank and wouldn’t look back

Having recently switched from a traditional bank I was a little wary of joining Monzo, but I would now never look back! My experience has been better in almost every aspect, from the customer service, ease of use, and helping me save. Reviewed on: 18th January 2024

MONZO is brilliant,I’ve never ever had any problems.

MONZO is brilliant,I’ve never ever had any problems.i love it. Reviewed on: 18th January 2024

Great helpful service A Godsend for my son who has A...

Great helpful service A Godsend for my son who has Autism as he can see his balance and manage his money using the easy to use Ap Reviewed on: 18th January 2024

App is brilliant easy to navigate, and service abroa...

App is brilliant easy to navigate, and service abroad is top notch Reviewed on: 18th January 2024

Always simple and straight forward.

Always simple and straight forward. Love the pots and now started to use investments. Only bits but it'll all help in the future. I've previously used pots to put bits aside to help when I wanted to buy a motorbike and it helped not miss the cash too much. Reviewed on: 18th January 2024

Excellent service on all fronts never experienced an...

Excellent service on all fronts never experienced anything negative would highly recommend. Exceptional on all fronts Reviewed on: 18th January 2024

Very helpful with saving tips and offers lots of ini...

Very helpful with saving tips and offers lots of initiative for people looking to be money smart Reviewed on: 18th January 2024

Great bank.

Great bank. Lots of great extra features such as saving pots, loans, overdrafts, flex! Reviewed on: 18th January 2024

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