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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

I appreciate your service.

I appreciate your service. And also I'll Reviewed on: 18th January 2024

It's a lovely bank.

It's a lovely bank. They make online banking seamless. Reviewed on: 18th January 2024

The best account I have

First, Monzo was the only bank that accepted me in the UK. I have been through loads of checks but that was perfect for them to understand if I was suitable and it was perfect for me so they could see I could be a good customer. Since the beginning that I love Monzo, the perks they have, how dynamic they are and the way they make you feel special! Reviewed on: 18th January 2024

Good for savings.

Good for savings. Love the saving pots and the breakdown of expenses Reviewed on: 18th January 2024

Wonder Card!

My son inteoduced me to Monzo and i have used my card internationally on while on holiday. Provided a detailed breakdown of all my expenditures whilst i was away post holiday. This helps whwn im plannning for the next trip which I'll also be taking my Monzo card on. It has everything I need for now to manage my money. I like the user experience very easy to navigate and understand. Reviewed on: 18th January 2024

Very happy and satisfied , good service

Very happy and satisfied , good service Reviewed on: 18th January 2024

Fresh, innovative, consumer oriented

Monzo is great, offers amazing value on saving accounts and their Monzo Flex program with 0% interest on 3 installments is very useful to spread the cost of purchases and get the upper hand on the current inflation. Always introducing new features like the latest Investments and Cashback products. It’s my favourite bank. Reviewed on: 18th January 2024

Good banking application and helps keep track of my...

Good banking application and helps keep track of my funds Reviewed on: 18th January 2024

From opening the account to using it and savings in...

From opening the account to using it and savings in pot... love Monzo! Reviewed on: 18th January 2024

I’ve been with monzo for years now and I love u all

I’ve been with monzo for years now and I love u all….best bank ever and I tell everyone about u! Reviewed on: 18th January 2024

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