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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3173% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Really easy to use and reliable

Really easy to use, makes managing money much more straightforward and almost enjoyable. Feels very trustworthy Reviewed on: 18th January 2024

Pot Features and card use abroad

Monzo’s features such as the pot savings is one of my favourites. It helps me spread out my funds, and helps keep track of the target. I use my Monzo abroad when I’m on holiday, and it has proven to be valuable. I don’t have to worry about exchanging my currency, because I can use my card, like I do at home and it is at a decent rate too. The summary when I get back to the U.K. is also a nice touch. Kudos to Monzo! Reviewed on: 18th January 2024

Why WOULDNT you bank with Monzo?

Simple, easy and fuss free - I cannot recommend Monzo enough, I’ve literally told all my friends & family to sign up, even if they have an existing bank account, as the benefits are absolutely worth the 5 minutes it takes to set up the account. Any/all issues you incur are resolved in a timely manner using the live chat function, which is great for people who seek quick and painless resolutions. Reviewed on: 18th January 2024

Excellent, love using Monzo.

Excellent, love using Monzo. Best bank for transferring money Reviewed on: 18th January 2024

I travel a lot and monzo is perfect for use abroad.

I travel a lot and monzo is perfect for use abroad. I even use it to pay friends and bills. So very convenient and honestly the best bank I've ever been with. The virtual card also helps pay for things online without having to worry. Reviewed on: 18th January 2024

App easy to use , good investment deal , customer se...

App easy to use , good investment deal , customer service efficient Reviewed on: 18th January 2024

Good very

Good very good easy comfortable all fine Reviewed on: 18th January 2024

Basically Monzo is a great bank and really useful

Basically Monzo is a great bank and really useful Reviewed on: 18th January 2024

Very Positive I began using Monzo in 2023 and I have...

Very Positive I began using Monzo in 2023 and I have had a very great experience, being able to access my wages a day earlier has helped me through the cost of living crisis, very easy mobile app which is every easy to navigate, customer service are very helpful and informative, within months of opening my current account I decided to upgrade to Premium which has a great list of benefits whether it's travel insurance or cheaper airport lounge access as well as many many more benefits once you have signed up, overall I would highly reccomend everyone to sign up to a Monzo bank. Reviewed on: 18th January 2024

Greatest

Easy to use hassle free banking would recommend to everyone Reviewed on: 18th January 2024

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