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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3173% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

I was recommended by a friend, signed up and was rea...

I was recommended by a friend, signed up and was really easy to do, the app is easy to use and easy to find your way around and offers great deal Reviewed on: 18th January 2024

It’s been a wonderful one excellent

It’s been a wonderful one. Banking with Monzo has been very smooth. I’m satisfied with them as a bank. I highly recommend Reviewed on: 18th January 2024

Best bank, very few issues

I have had very few issues with Monzo and the issues I have had have been solved very quickly. They provide the best service I have ever experienced with a bank Reviewed on: 18th January 2024

Forget the High St

I've worked for the biggest high street bank for 20 years, and I choose to bank with Monzo......that should say it all. Reviewed on: 18th January 2024

Monzo it's amazing helping me save with there round...

Monzo it's amazing helping me save with there round up pot and there saving pots Reviewed on: 18th January 2024

Great service

I have had no issues with Monzo. Great service. Reviewed on: 18th January 2024

So easy to use, very quick service also, keeps you f...

So easy to use, very quick service also, keeps you fully informed all the t8me. Reviewed on: 18th January 2024

Love Monzo !

Love Monzo, fabulous App, easy to navigate, helps me with my finances, brilliant service Reviewed on: 18th January 2024

Never had a bad experience with Monzo!

Never had a bad experience with Monzo! Use them for all sorts of things such as travelling and spending money! Reviewed on: 18th January 2024

Very simple and secure

Monzo is very simple to use and has a great interface and that’s easy for anyone to use. It also has a very fast response time giving live updates on money and payments. I love the high security of the app and the notifications every time my card is used. Reviewed on: 18th January 2024

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