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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Great customer service.

Great customer service. Amazing being able to recieve payment early if needed Reviewed on: 18th January 2024

I am customer from September and I will tell you, cl...

I am customer from September and I will tell you, clever people running this business, this Monzo credit card will help for me a lot, when I need them, keep going up this 2024. Best wishes. Egidijus Reviewed on: 18th January 2024

Monzo has been really great I’m so glad I got recomm...

Monzo has been really great I’m so glad I got recommended to it! Best thing I ever did. I really enjoy the feature where you can get your money a day early. Reviewed on: 18th January 2024

The best!

After almost 15 years with HSBC I almost fully switched to Monzo and haven’t looked back. Their application and user interface are miles above competition, with great features embedded as their core service and also value for money on premium features - which I have happily paid a fair price for for many months. Above all this are really competitive interest rates on savings pots, which with such good usability are a great bonus Reviewed on: 18th January 2024

very good way to access my money

very good way to access my money Reviewed on: 18th January 2024

Loved Monzo at first sight, everything is so easy an...

Loved Monzo at first sight, everything is so easy and straightforward Reviewed on: 18th January 2024

I have had a good experience, it is very easy to pay...

I have had a good experience, it is very easy to pay, transfer, everything detailed. I'm very happy Reviewed on: 18th January 2024

Monzo is so easy to use.

Monzo is so easy to use. The app offers you everything you need without having to go out of your way like to a bank branch or ring a call centre. Transferring money between people is super easy and I love that you can split a bill or request money at the touch of a button. The round up savings option is cool, I save money without noticing and their easy to set up "savings & investments" accounts are a dream. Reviewed on: 18th January 2024

Is been absolutely amazing with my Monzo Account.

Is been absolutely amazing with my Monzo Account. Receive my salary on time, I love loving the savings great interest on savings. Reviewed on: 18th January 2024

Love monzo, the happiest I've ever been with a bank.

Love monzo, the happiest I've ever been with a bank. Great products, easy to see where you are any time any day. Love the Monzo app love the control I have with my account Reviewed on: 18th January 2024

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