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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3173% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Reliable and convenient!

Nice and reliable - I'm mainly with them for the app, it's pots feature is great because it allows me to manage my money towards different goals without opening multiple different accounts. I also travel a lot for work, and the ease of use abroad is fantastic! I would like a few things, like the ability to process cheques through the app, but I actually have faith in them as a company that features like this will come Reviewed on: 18th January 2024

An excellent banking experience

I enjoy using Monzo for my daily banking needs, saving money and investing. The app it’s easy to use and very convenient while maintaining organised tabs for transactions and other activities. Reviewed on: 18th January 2024

Fantastic for automated saving.

Moved across to Monzo as it has more flexibility around saving and automation. This has helped significantly with saving money for the future Reviewed on: 18th January 2024

Simple to use, great customer service.

Simple to use, great customer service. Not had an issue to date. The interest of a free account is brilliant for savings. Not had an issue to date would recommend to anyone. Reviewed on: 18th January 2024

My experience with Monzo has been excellent.

My experience with Monzo has been excellent. I have never been debited unnecessarily. Monzo has a good customer service and I will recommend it anytime any day.. When I have issue with transaction and I dropped a message to let them know I made a mistake, within few minutes it was rectified and I was happy Reviewed on: 18th January 2024

Great functionality, great features, easy to use

Great functionality, great features, easy to use, no noticable downtime on the app. Great for splitting bills, sending friends/family money. Budgeting features are really handy. Customer service is always quick and easy. Reviewed on: 18th January 2024

Brilliant banking system.

Brilliant banking system. I love that I can divide my money into specific pots to assist with my savings goals. The app is user friendly and provides additional add ons at reasonable prices. Reviewed on: 18th January 2024

Amazing service and customer service

Amazing service and customer service Reviewed on: 18th January 2024

Quick, easy and simple!!!

Opening the Account was quick, simple and easy. Received my card in no time. I receive notifications real time of transactions happening. I have control over my account via the app which is very straight forward to use. No hidden costs . No need to go into a branch! Reviewed on: 18th January 2024

Best bank experience ever.

Best bank experience ever. Fast and straight to the point customer service no faff. Reviewed on: 18th January 2024

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