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Monzo: Current account reviews

4.93
Based on 19,403 reviews, last reviewed 5th May 2026
3120% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026
Phil A's avatar
Phil A

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19403)

Really good bank

5
Great, innovative, user friendly experience Reviewed on: 18th January 2024

When I came to this country, it was the first card I...

5
When I came to this country, it was the first card I applied in there, open my account very quickly and they didn’t ask so many questions about it and they really help me out Reviewed on: 18th January 2024

Highly recommend

5
Used monzo for about 5 years and love it, often recommend to friends and family Reviewed on: 18th January 2024

Perfect for banking

5
Experience, I am I’m very satisfied with the services provided by Monzo Bank Reviewed on: 18th January 2024

Moved to full Monzo.

5
Moved to full Monzo. Very happy with the control and visibility Reviewed on: 18th January 2024

It’s been absolutely amazing and fantastic

5
It’s been absolutely amazing and fantastic Reviewed on: 18th January 2024

Like Monzo Bank

5
Monzo account is great when you are travelling as payments are easily made in any currency, it is truly the new mindset bank, where you can move your money into different pots and monitor your spending Reviewed on: 18th January 2024

Fantastic

5
As a bank they always try and help. Monzo flex has been a game changer for me and it’s good that it’s directly linked to my account so I can see everything that I use. Bonus- my salary from work is available the day before due to the way their system works, such a good feature to have!! Reviewed on: 18th January 2024

Never Regret using monzo,I am giving them a 5 star r...

5
Never Regret using monzo,I am giving them a 5 star review ,been my best since 2years now Reviewed on: 18th January 2024

My experience with monzo

5
Simple easy to use and keep track of my money Reviewed on: 18th January 2024

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