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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Never had a bad experience with Monzo!

Never had a bad experience with Monzo! Use them for all sorts of things such as travelling and spending money! Reviewed on: 18th January 2024

Very simple and secure

Monzo is very simple to use and has a great interface and that’s easy for anyone to use. It also has a very fast response time giving live updates on money and payments. I love the high security of the app and the notifications every time my card is used. Reviewed on: 18th January 2024

Amazing experience

Good experience, easy to transfer to friends and family. Pots allow for money safety, easy to freeze card if lost. Using abroad is seamless and inexpensive compared to other banks Reviewed on: 18th January 2024

Monzo have provided an excellent service.

Monzo have provided an excellent service. Their best feature is their pots to money manage and start gaining interest on savings with the security and helpful customer careline, I couldn’t fault! Another great feature is the ability to spend money aboard at no extra cost, brilliant for an active holiday maker Reviewed on: 18th January 2024

Love Monzo as it’s helped me get in control

Having my Monzo account has assisted me manage my money and view what I spend my money on so I can make alterations to ensure I’m spending wisely. Reviewed on: 18th January 2024

My first debit card in UK.

My first debit card in UK. Had great experience using this card. 10 out of 10 Reviewed on: 18th January 2024

Great service, easy to use, user friendly, great val...

Great service, easy to use, user friendly, great value and happy with products and services, promotions and savers rates are very good. Currently happy with investments Reviewed on: 18th January 2024

Easy but trustworthy.

Customer service always available to help. No endless waiting time. Easy to make transfer internationally and fair amount of fee. Monzo is Easy but trustworthy. Reviewed on: 18th January 2024

Very easy to track spending.

Very easy to track spending. Its also easy to set up a joint account which was not easily available at other high street banks that I have used. It's also really useful for spending abroad as there are no fees, meaning no more getting money from an exchange. Reviewed on: 18th January 2024

Monzo are consistent and excellent bank

Monzo are consistently striving to better their service offering and have a lot of valuable advise on the app. Love the app as it is so easy to navigate Reviewed on: 18th January 2024

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