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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3120% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Pretty good actually- shame virtual cards are pay wa...

Pretty good actually- shame virtual cards are pay walled it’s not really worth upgrading just for that Reviewed on: 18th January 2024

Great fan of using monzo.

Great fan of using monzo. Really like the feature where it shows spending trend and also able to send/ receive money from other monzo users very easily without adding their account details. Reviewed on: 18th January 2024

Easy to use and very valuable I didn't struggle with...

Easy to use and very valuable I didn't struggle with since I got it its pretty much perfect and I want to show my friends this Reviewed on: 18th January 2024

Streamlined and easy to use experience helps with mo...

Streamlined and easy to use experience helps with money management and productivity and makes sending money much easier Reviewed on: 18th January 2024

10/10 for monzo!

Great service always, never had a problem. Trust worthy and secure - feel very confident banking with monzo - would recommend to anybody! Reviewed on: 18th January 2024

Early Monzo users, hands-down the smoother user-expe...

Early Monzo users, hands-down the smoother user-experience among digital banks. Good offers and frequent updates, and transparency of fees. Reviewed on: 18th January 2024

A great account and easy to use unlike others and th...

A great account and easy to use unlike others and the staff are good when you do need help Reviewed on: 18th January 2024

All good, I am happy with Monzo

All good, I am happy with Monzo. You are great Reviewed on: 18th January 2024

Monzo is just the best with safety

Monzo is just the best with safety Reviewed on: 18th January 2024

Best and easiest bank I have ever dealt with

Best and easiest bank I have ever dealt with Reviewed on: 18th January 2024

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