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Monzo: Current account reviews

4.93
Based on 19,403 reviews, last reviewed 5th May 2026
3120% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026
Phil A's avatar
Phil A

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19403)

Everything is very easy & very fast.

5
Everything is very easy & very fast. I told my friend to use Monzo Reviewed on: 18th January 2024

Very functional and easy to use.

5
Very functional and easy to use. Great for savings and budgeting Reviewed on: 18th January 2024

Monzo is my favourite bank!

5
Monzo is great. It's intuitive, user friendly and has so many features! Reviewed on: 18th January 2024

Great bank easy to use

5
Easy to use easy to join easy straightforward app Reviewed on: 18th January 2024

No regrets

5
My boyfriend recommended me Monzo and I defined don’t regret that I listened to him. Reviewed on: 18th January 2024

Best bank ive used

5
Every time i have had a problem which has only been twice customer service has sorted it straight away, its also a great bank to use abroud Reviewed on: 18th January 2024

Good service

5
Good, easy to use banking experience! Insights on the app are so helpful Reviewed on: 18th January 2024

monzo are the best!

5
monzo are the best! I have been using it for years and I am very satisfied Reviewed on: 18th January 2024

Joshua allcock

5
Brilliant and everything has gone well thus far Reviewed on: 18th January 2024

Good bank account, card to use, easy to access, noti...

5
Good bank account, card to use, easy to access, notifications help & security is great. Overall never had any problems Reviewed on: 18th January 2024

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