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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Quick, easy and simple!!!

Opening the Account was quick, simple and easy. Received my card in no time. I receive notifications real time of transactions happening. I have control over my account via the app which is very straight forward to use. No hidden costs . No need to go into a branch! Reviewed on: 18th January 2024

Best bank experience ever.

Best bank experience ever. Fast and straight to the point customer service no faff. Reviewed on: 18th January 2024

Really good bank

Great, innovative, user friendly experience Reviewed on: 18th January 2024

When I came to this country, it was the first card I...

When I came to this country, it was the first card I applied in there, open my account very quickly and they didn’t ask so many questions about it and they really help me out Reviewed on: 18th January 2024

Highly recommend

Used monzo for about 5 years and love it, often recommend to friends and family Reviewed on: 18th January 2024

Perfect for banking

Experience, I am I’m very satisfied with the services provided by Monzo Bank Reviewed on: 18th January 2024

Moved to full Monzo.

Moved to full Monzo. Very happy with the control and visibility Reviewed on: 18th January 2024

It’s been absolutely amazing and fantastic

It’s been absolutely amazing and fantastic Reviewed on: 18th January 2024

Like Monzo Bank

Monzo account is great when you are travelling as payments are easily made in any currency, it is truly the new mindset bank, where you can move your money into different pots and monitor your spending Reviewed on: 18th January 2024

Fantastic

As a bank they always try and help. Monzo flex has been a game changer for me and it’s good that it’s directly linked to my account so I can see everything that I use. Bonus- my salary from work is available the day before due to the way their system works, such a good feature to have!! Reviewed on: 18th January 2024

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