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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Never Regret using monzo,I am giving them a 5 star r...

Never Regret using monzo,I am giving them a 5 star review ,been my best since 2years now Reviewed on: 18th January 2024

My experience with monzo

Simple easy to use and keep track of my money Reviewed on: 18th January 2024

Pretty good actually- shame virtual cards are pay wa...

Pretty good actually- shame virtual cards are pay walled it’s not really worth upgrading just for that Reviewed on: 18th January 2024

Great fan of using monzo.

Great fan of using monzo. Really like the feature where it shows spending trend and also able to send/ receive money from other monzo users very easily without adding their account details. Reviewed on: 18th January 2024

Easy to use and very valuable I didn't struggle with...

Easy to use and very valuable I didn't struggle with since I got it its pretty much perfect and I want to show my friends this Reviewed on: 18th January 2024

Streamlined and easy to use experience helps with mo...

Streamlined and easy to use experience helps with money management and productivity and makes sending money much easier Reviewed on: 18th January 2024

10/10 for monzo!

Great service always, never had a problem. Trust worthy and secure - feel very confident banking with monzo - would recommend to anybody! Reviewed on: 18th January 2024

Early Monzo users, hands-down the smoother user-expe...

Early Monzo users, hands-down the smoother user-experience among digital banks. Good offers and frequent updates, and transparency of fees. Reviewed on: 18th January 2024

A great account and easy to use unlike others and th...

A great account and easy to use unlike others and the staff are good when you do need help Reviewed on: 18th January 2024

All good, I am happy with Monzo

All good, I am happy with Monzo. You are great Reviewed on: 18th January 2024

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