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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3120% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

It is my favourite bank.

It is my favourite bank. Always has the best interest rates, easiest app to use with great features like splitting the bill. Always had great customer service when needed! Reviewed on: 18th January 2024

Great for splitting bills and quickly sending move.

Great for splitting bills and quickly sending move. Love the round up feature for savings Reviewed on: 18th January 2024

Great current account !

Great current account plus other services Reviewed on: 18th January 2024

it’s been amazing, so easy to keep your money in...

it’s been amazing, so easy to keep your money in order Reviewed on: 18th January 2024

best service, easy deal.

best service, easy deal. no hassle Reviewed on: 18th January 2024

Always helpful and easy to use.

Always helpful and easy to use. Never had a negative experience unlike other banks I have used. App is amazing. Reviewed on: 18th January 2024

It’s the best bank ever it’s helped me a lot to budg...

It’s the best bank ever it’s helped me a lot to budget am glad this is a thing Reviewed on: 18th January 2024

Monzo is easy to use.

Monzo is easy to use. The chat function is great and the team sort any issues I have Reviewed on: 18th January 2024

Best Banking Experience I’ve ever had.

Best Banking Experience I’ve ever had. Great service and great customer care Reviewed on: 18th January 2024

Easy in use, so many offers for savings, never got a...

Easy in use, so many offers for savings, never got a problem with transfers Reviewed on: 18th January 2024

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