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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3120% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Been very helpful and always sort things out

Been very helpful and always sort things out Reviewed on: 18th January 2024

I have never had a problem with using Monzo!

I have never had a problem with using Monzo! I can’t fault them! Reviewed on: 18th January 2024

Actually helps me when business doesn’t want to

When I’ve had issues monzo have responded quickly and helped me more than the business I had the issue with, big fan Reviewed on: 18th January 2024

Great savings pots.

Great savings pots. Easy to use. Reviewed on: 18th January 2024

Monzo review

Simple and easy to use. Very good value for money. Would 100% recommend Reviewed on: 18th January 2024

Good detailed app.

Good detailed app. Easy to use. No technical issues. Good notifications. Reviewed on: 18th January 2024

Been with them since 2019, Quality service.

Been with them since 2019, Quality service. Reviewed on: 18th January 2024

Great rates

Great interest rates for saving accounts Reviewed on: 18th January 2024

Easy to send money, save and split bills between fri...

Easy to send money, save and split bills between friends and family Reviewed on: 18th January 2024

Switches to Monzo after high street banks repeatedly...

Switches to Monzo after high street banks repeatedly letting me down and have not looked back since Reviewed on: 18th January 2024

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