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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Joshua allcock

Brilliant and everything has gone well thus far Reviewed on: 18th January 2024

Good bank account, card to use, easy to access, noti...

Good bank account, card to use, easy to access, notifications help & security is great. Overall never had any problems Reviewed on: 18th January 2024

I just like it, good interest rates great app

I just like it, good interest rates great app Reviewed on: 18th January 2024

The card to have is Monzo!

So easy to use, love and always use mi so card abroad. Love all the features like saving pots etc etc. Best card I have got and highly recommend. Reviewed on: 18th January 2024

Excellent interest rates.

Excellent interest rates. App is well laid out. Reviewed on: 18th January 2024

User friendly banking with so much more.

User friendly banking with so much more. Reviewed on: 18th January 2024

Monzo is perfect

I'm with Monzo for over two years, I have never had a problems with my account. Feel really safe to keep money with them. Monzo is also great option for someone who trave a lot. Reviewed on: 18th January 2024

Easy to open and manage account.

Easy to open and manage account. Lots of savings programs and easy access to funds. Good interest rates on savings Reviewed on: 18th January 2024

Great experience with monzo.

Great experience with monzo. flexible & easy to use. Definitely recommend monzo to people around me due to its simplicity. Reviewed on: 18th January 2024

I use Monzo daily.

I use Monzo daily. The app is incredibly easy to use, all customer service reps are helpful and kind and the new (non Monzo Plus) feature of having your direct debits come from created pots has helped me create a more stable month to month overview of my family’s finances. Monzo helps me feel in control of my money Reviewed on: 18th January 2024

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