Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

View other Monzo products

4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Good bank, no issues.

Good bank, no issues. Never will be changed to different bank. Reviewed on: 18th January 2024

Monzo make my holidays really easy

Monzo make my holidays really easy, they offer the best exchange rate automatically when paying abroad which is really helpful. Reviewed on: 18th January 2024

It is my favourite bank.

It is my favourite bank. Always has the best interest rates, easiest app to use with great features like splitting the bill. Always had great customer service when needed! Reviewed on: 18th January 2024

Great for splitting bills and quickly sending move.

Great for splitting bills and quickly sending move. Love the round up feature for savings Reviewed on: 18th January 2024

Great current account !

Great current account plus other services Reviewed on: 18th January 2024

it’s been amazing, so easy to keep your money in...

it’s been amazing, so easy to keep your money in order Reviewed on: 18th January 2024

best service, easy deal.

best service, easy deal. no hassle Reviewed on: 18th January 2024

Always helpful and easy to use.

Always helpful and easy to use. Never had a negative experience unlike other banks I have used. App is amazing. Reviewed on: 18th January 2024

It’s the best bank ever it’s helped me a lot to budg...

It’s the best bank ever it’s helped me a lot to budget am glad this is a thing Reviewed on: 18th January 2024

Monzo is easy to use.

Monzo is easy to use. The chat function is great and the team sort any issues I have Reviewed on: 18th January 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account
from Chase Bank 4.86 from 49009 reviews
Current account
from Halifax 4.26 from 985 reviews
Payment card
from Pridepay 0.00 from 0 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3186 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1143 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub