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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3120% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

No complaints about Monzo!

No complaints about Monzo! Really helpful. Reviewed on: 18th January 2024

Easy to set up

Easy to set up and easy to contact the support with any problem. All my inquiry were solved on the same day, usually in 2-3hrs. Reviewed on: 18th January 2024

Allows me to manage my money without any issues!

Allows me to manage my money without any issues! Reviewed on: 18th January 2024

Great bank however can always improve!

Great account features (although they changed the way balance after bills looks and made it worse in my opinion as I much prefer the green bar, not the boxes at the top of the screen). Customer service could be better by being quicker as responding and also following other fintech companies by having 24/7 support. Reviewed on: 18th January 2024

Monzo is a great bank

Great bank! Amazing features and really easy to use. Reviewed on: 18th January 2024

The best just keeps getting better!

The Monzo app has changed a lot over the last year and just keeps getting better and better Reviewed on: 18th January 2024

No problems - great service

No problems with the service, excellent app and good customer service when needed. Reviewed on: 18th January 2024

Absolutely marvellous banking with them .

Absolutely marvellous banking with them . The app is easy to use and very convenient Reviewed on: 18th January 2024

A great account with everything I need

A great account with everything in one easy to use place. Night and day compared to highstreet banks like Santander - support is easy to access and the app is very intuitive. Phone notifications which seems like a no-brainer are a big bonus to apps and Monzo implementation of these is perfect. Reviewed on: 17th January 2024

Makes banking so easy

I love how easy it is to send money to friends and family. I also love the saving pots, it makes it easy to manage my money. Reviewed on: 17th January 2024

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