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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Best Banking Experience I’ve ever had.

Best Banking Experience I’ve ever had. Great service and great customer care Reviewed on: 18th January 2024

Easy in use, so many offers for savings, never got a...

Easy in use, so many offers for savings, never got a problem with transfers Reviewed on: 18th January 2024

Been very helpful and always sort things out

Been very helpful and always sort things out Reviewed on: 18th January 2024

I have never had a problem with using Monzo!

I have never had a problem with using Monzo! I can’t fault them! Reviewed on: 18th January 2024

Actually helps me when business doesn’t want to

When I’ve had issues monzo have responded quickly and helped me more than the business I had the issue with, big fan Reviewed on: 18th January 2024

Great savings pots.

Great savings pots. Easy to use. Reviewed on: 18th January 2024

Monzo review

Simple and easy to use. Very good value for money. Would 100% recommend Reviewed on: 18th January 2024

Good detailed app.

Good detailed app. Easy to use. No technical issues. Good notifications. Reviewed on: 18th January 2024

Been with them since 2019, Quality service.

Been with them since 2019, Quality service. Reviewed on: 18th January 2024

Great rates

Great interest rates for saving accounts Reviewed on: 18th January 2024

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