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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3120% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Simplicity & ease

I’ve had Monzo for over 5 years now and I’ve stuck with it even throughout all of the bank switch incentives simply because they’re the simplest & most transparent bank I’ve ever been with. The customer service is incredible as well with extremely low wait times for a reply through the live chat feature and very friendly staff. Reviewed on: 17th January 2024

The new app is a great experience and love the new f...

The new app is a great experience and love the new features like cashback. Reviewed on: 17th January 2024

Best app

Best app out all the banking app I haves used or seen Reviewed on: 17th January 2024

Great Customer Experience

I began transferring my current account from HSBC to Monzo but realised after a day that it wasn't the right time to do so. The Monzo customer service team were amazing at ensuring the process was halted and that I wasn't inconvenienced in the slightest - HSBC were quite the opposite. Reviewed on: 17th January 2024

Monzo makes banking fun.

Monzo makes banking fun. I love how easy it is to bank with Monzo and I feel like I can trust the bank. Plus their rounding up pot is a GAME CHANGER. For a very financially illiterate person, Monzo has done an amazing job at informing me of my spending. Reviewed on: 17th January 2024

Very intuitive and useful

The app is really intuitive, it is easy to use, it gives notifications when you do not have enough for upcoming direct debits. The spending categories and charts are also well layed out. Also, not paying fees when paying in a foreign currency is really appreciated. It is actually one of the main reason why I opened an account with them in the first place. I cannot rate customer service too high because I have never needed to contact them. Reviewed on: 17th January 2024

Great mobile app that's easy to use.

Great mobile app that's easy to use. Way better than the bigger more established banks. Reviewed on: 17th January 2024

Love Monzo!!!!

Love Monzo, it has been amazing on how it lets you manage your money, paying bills from pots means you dont have to think about paying bills on time. Monzo takes care of everything Reviewed on: 16th January 2024

Monzo Current Account

I use Monzo to manage every bit of my finance. The current account is simply all you ever want in a bank account. Reviewed on: 16th January 2024

Banking made easy

I have become so used to the Monzo UX and features - I could not live without it now and take for granted how difficult banking was till they came along. Reviewed on: 16th January 2024

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